Timothy Sumer

Do you have a withdrawal strategy that optimizes saving on taxes for your retirement? Are you acutely aware of your tax situation in the 8 essential tax years we discuss in this video? You can schedule an appointment with one of our Retirement Experts to look at your situation and help you plan for your future. Call us at (920) 544-0576 or go to Making retirement tax decisions is difficult. There are a number of factors we have to weigh. Many retirees enter retirement thinking their tax liability will go down significantly. And this is only partially true... There will be times in retirement where you're actually paying a higher tax rate on the income you are taking than you ever did while you were working. In this video today, we show why and discuss the 8 most important tax years you need to be looking at in your retirement to make better tax decisions. #RetirementIncomePlanning #WithdrawalStrategy #MinimizeRMDs - - - - - - - - - - - - - - - - - - Always ...

Are you planning on converting all of your IRA assets in one MEGA Conversion or do you plan to spread out your tax liability and optimize over a longer period of time? You can schedule an appointment with one of our Retirement Experts to look at your situation and help you plan for your future. Call us at (920) 544-0576 or go to It's no secret that the retirement tax system is quite complex. Between various tax hike zones like the Social Security Tax Torpedo and Capital Gain Bump Zones to penalties like IRMAA, navigating taxes in retirement is difficult. Given this, many retirees wonder if they should simply perform all of their Roth Conversions at once, doing a massive Roth Conversion. And this will be the simplest method, but is it the most optimal? In this video, we compare a large, one-time Roth Conversion vs. spreading that Roth Conversion schedule out. #RothConversion #OptimizeTaxes - - - - - - - - - - - - - - - - - - - - - Always remember, "You Don...