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Chapter 3, Part 4 - Traditional IRA Distributions

Roy Kamida Kapiolani Community College University of Hawaii... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Chapter 3, Part 4 of the Internal Revenue Service (IRS) code explains the rules for Traditional IRA distributions. A traditional IRA is a tax-deferred retirement account in which you contribute funds on a pre-tax basis or deduct contributions on your income tax return. The earnings from the account are also tax-deferred until you start taking withdrawals. The IRS requires you to start taking distributions from your traditional IRA account by April 1 following the year you turn 72. This is known as your required minimum distribution (RMD). The RMD is based on the value of your account and your life expectancy. The IRS publishes tables to help determine the RMD amount for each year. You can take distributions from your traditio...