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The Implications of Bank Failures in India: Consequences for Customers

This video is in Hindi and covers the following topics: Bank failures in India: What will happen if your bank fails! अगर आपका Bank ड़ूब गया तो क्या होगा? Is 5 Lacs deposit Insurance enough? Why 100% Deposits are not insured? Deposit Insurance को कैसे बढ़ाएं? The Silicon Bank Valley (SVB) crisis offers many lessons to governments and central banks elsewhere The crisis, essentially an outcome of failure of investment-risk assessment and asset liability mismatch Under the US deposit insurance rules, every insured depositor will get up to a ceiling of $ 250000 but in the case of SVB collapse, the authorities have said that all depositors will get their money back In India, just as the FDIC does in the US, the Reserve Bank of India’s subsidiary, Deposit Insurance and Credit Guarantee Corporation (DICGC) manages a deposit insurance programme that covers deposits in the case of bank failures The DICGC insures all deposits such as savings, fixed, current, and recurring deposits. ...