Timothy Sumer

Only 35% of Social Security recipients file at Full Retirement Age (FRA), yet most of them should... This short video will help you make the decision about when to file for this important part of your retirement income. Questions to Ask A Financial Planner to Determine if They Know How Social Security Really Works Please explain what the best age is for me to file for Social Security and Why? Please explain provisional income to me. What is the best age for my spouse to file for Social Security if her/his retirement benefit is less than half of mine? What are Social Security Credits and how are they calculated? What is a Social Security Breakeven Analysis and is this a good way to determine when to file? Do I need to file for for Social Security for my spouse to receive spousal benefits. What is the Survivor Benefit and how is it determined? What is the payout percentage difference between filing at full retirement age and minimum filing age? Note: If you financial plan...

Although many of the complicated strategies around Social Security regarding spousal benefits have been eliminated, there are still options to consider regarding when to begin your, or your spousal, benefits with Social Security. In this webinar we covered common questions we receive about Spousal Social Security benefits, and strategies to maximize your benefits. Topics include: - Scenarios when it makes sense for one spouse not to delay their benefits. - The negative impact of beginning your benefit early, even if you qualify for spousal benefits. - Claiming benefits available to you from an ex-spouse. We cover 3 examples of common mistakes we see with spousal social security benefits.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Are you considering applying for spousal Social Security benefits? It can be a great way to maximize y...