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Annuities for Lifetime and Aged Care: Ensuring Financial Security

Lifetime Annuities and Aged Care Annuities have become very sophisticated income instruments, that if used correctly can improved your retirement income, its security and reliability and consequently the quality of your life. Lifetime Annuities: The simplest way of explaining an annuity is that this is kind of a trade-off you make with a life office: you invest a lumpsum of savings, either as your private money or superannuation money, so many from your super fund. In return the life office will provide you with usually a predetermined and pre-calculated income for life. Kind of buying you own wages for the rest of your life. So before you apply, you will actually receive the full quote as to the level of income to be received year after year, what is the death benefit and how long it is payable for, as well as what is the withdrawal value at any point in time. All those benefits have been calculated for you by an actuary and once accepted by you, are guaranteed for life a...