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Walmart Roth 401k with Merrill Lynch, Employee Setup, Matching, & Contribution Rates Walmart has an Employee Sponsored Retirement savings account that allows its employees to make investments in their future. They only offered a Traditional 401k account , but now they offer a Roth 401k account . The company match is 100% of the first 6% invested in your 401k. In this video you will see the basics of setting up the Roth 401k account , adjusting your contribution rates, matching contribution, 401k estimate calculator and adding the account. One key difference with the Roth 401k is that contributions have already been subject to income tax, so no additional income taxes are due when you withdraw the amount of your contributions. You pay taxes on them now, but in a Traditional 401k you pay taxes when you take the money out at retirement. Login to to begin the process. Should you get a Traditional or Roth 401k? Here are some articles to help you decide. Each person should