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Are These Good Reasons to Transfer Out of the TSP at Retirement? | YMYW Podcast

Question: (Cass, Mississippi) Hey, Joe and Big Al, this is Cass from Mississippi. I drive a Chevy Equinox 2013. People say what they drink, too. Coke is it. That's it. And I have two toy Fox Terriers named Boss and Smash. And they are tiny and tough. So, you know, if anybody breaks into my house, hey, be ready. So my question is about the TSP. There's two reasons that I think I should transfer out of the TSP once I retire in 10 years. So that gives you guys plenty of time to answer this question. One is when you withdraw funds, you don't have the choice of withdrawing from just the bond fund. And that was kind of my plan to help, you know, stay rebalanced over the years. But you have to withdraw in equal increments from all the funds. And I'm wondering, is there some kind of workaround for this that I don't know about? Or is it not terrible? Because I don't understand how that's good. But this is the great TSP, so, you know, I don't want to giv