Timothy Sumer

✅ Download Our FREE Guide To Generating Passive Income: ✅ Check out my products: 1. Market Briefs - Get my free financial newsletter for investors: 2. Business Briefs - Get my free business newsletter for entrepreneurs: 3. Market Insiders - Download Our FREE Guide To Generating Passive Income: 4. BuzzLegal - Have a business idea? Let our network of attorneys protect it: Recommended: The TRUTH About Corporate GREED And Inflation: What Is The Minority Mindset? "The Minority Mindset has nothing to do with the way you look. It's the mindset of thinking differently than the majority of people" ~Jaspreet Singh AKA The Minority Mindset #MinorityMindset #JaspreetSingh My recommended tools! Please note: Although these are our sponsors & advertisers, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. However, you should always do your own research & never blindly listen to a

How to Budget Variable Income (And Other Juicy $$ Questions) Today, I’m answering more of YOUR burning money questions. Links: Ramsey Show Highlights: Ramsey Show Full Episodes: Dave Ramsey's 7 Baby Steps to take control of your money: EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.... (

Clark has recommended using Vanguard, Fidelity and Charles Schwab for years. But recent issues at Vanguard have really soured his opinion on the brokerage. Is it time to move your money? Clark shares his answer. Subscribe on Apple Podcast or wherever you listen to get the latest episode of The Clark Howard Podcast. *** Relevant Links: ► Clark.com: Advice You Can Trust: SUBSCRIBE ► ★ FOLLOW US BELOW: ★ Twitter ► Clark Howard Facebook ► Clark Deals Facebook ► Clark Howard Instagram ► Clark Deals Instagram ► Podcast ► ★ Need Consumer Advice? ★ Consumer Action Center: Call 636-492-5275 for Free Help for Your Money Questions Need advice? The Consumer Action Center is a free community resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. .... ( read more ) LEARN MORE ABOUT: IRA

✅ Download my FREE Guide To Generating Passive Income: ✅ Check out my products: 1. Market Briefs - Get my free financial newsletter for investors: 2. Business Briefs - Get my free business newsletter for entrepreneurs: 3. Market Insiders - Download Our FREE Guide To Generating Passive Income: 4. BuzzLegal - Have a business idea? Let our network of attorneys protect it: Recommended: How To Manage Your Money Like The 1% (75/15/10 Rule) | Jaspreet Singh: What Is The Minority Mindset? "The Minority Mindset has nothing to do with the way you look. It's the mindset of thinking differently than the majority of people" ~Jaspreet Singh AKA The Minority Mindset #MinorityMindset #JaspreetSingh My recommended tools! Please note: Although these are our sponsors & advertisers, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. However, you should always do your own research & nev

A GREAT development with 529 plans may change your decisions on how to save for college. MORE CLARK.COM CONTENT YOU MAY LIKE: ► clark.com/personal-finance-credit/investing-retirement/529-plan/ ► clark.com/employment-military/high-paying-jobs-no-degree/ ► clark.com/education/9-ways-to-pay-for-college-without-student-loans/ Clark.com: Advice You Can Trust: SUBSCRIBE ► NEWSLETTER ► Follow Us for More Money Tips: Website ► Podcast ► Twitter ► Clark Howard Instagram ► Clark Howard Facebook ► Clark Deals Facebook ► Clark Deals Instagram ► For the very best deals and money-saving shopping tips ► www.clarkdeals.com Need Consumer Advice? Need advice? The Consumer Action Center is a free community resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. I

Christian Barnett, managing director for First Florida Investment Services and Certified Financial Planner, joins us to provide advice 1for managing your money on the roller coaster of the financial market.... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing 401K Day: Protecting Your Money Retirement planning is a crucial aspect of financial stability, and 401K accounts have become popular investment vehicles for many individuals. In order to recognize the importance of saving for retirement and understand the benefits of 401K accounts, we celebrate 401K Day on the 401st day of the year, typically occurring around September 8th. This day serves as a reminder to protect our hard-earned money and secure our financial futures. A 401k account is a type of retirement savings plan offered by employers to their employees. It allows th

Are you a small business owner with a Simple IRA or no retirement plan at all? Have you been thinking about putting in a retirement plan and have questions about what it entails? Check out this video to learn more!... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 401k Time: Investing in Your Future The concept of 401k Time refers to the period in your life when you start contributing to a 401k retirement plan. This time represents a critical turning point, signaling both financial responsibility and a commitment to securing a comfortable future. While it may seem far off and inconsequential in the early stages of your career, taking advantage of 401k Time can have a profound impact on your retirement years. A 401k retirement plan is a tax-advantaged investment account provided by employers in the United States. During 401k Time, employ

Considering transferring your retirement annuity? Find out what costs and factors to consider before making the call. CNBC Africa's Gugulethu Cele speaks to Lisa Griffith, Associate Director at BDO Wealth Advisers to find out more.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Retirement planning is an essential part of securing your financial future. One of the key components of retirement planning is investing in a retirement annuity, which provides stable income during your golden years. However, life is full of uncertainties, and you may find yourself needing to transfer your retirement annuity. Transferring your retirement annuity can be a daunting task, but with careful planning and consideration, it can be a smooth process. There are several reasons why individuals choose to transfer their retirement a

Lets create a simple financial plan. This is just a starting point for retirement and to get your finances in order. The first thing we want to do is work with a budget, but wait don't stop reading yet! The first step to any good budget is to watch your money first. Track your spending for a month or so and THEN start to budget using your existing spending. Our clients have this done for them using NestEgg. Next we will want to start planning for the future. You may not need a financial planner for this but this is where we need to start focusing on future goals. Cars, homes, college, and even retirement Remember that your budget comes first when retirement planning . If we can get your finances in order now it means we can make saving for retirement even easier. See, most people just start saving for retirement without getting their dough straight and it leaves them stressed and under saved. Finally we want to prioritize the way you will save for retirement. Consider

Clark highlights recent and upcoming changes to retirement accounts involving tax law changes with potential benefits you should know about. MORE CLARK.COM CONTENT YOU MAY LIKE: ► clark.com/credit-cards/best-no-annual-fee-credit-cards/ ► clark.com/streaming-tv/t-mobile-netflix-account-sharing/ ► clark.com/credit/credit-score-needed-to-buy-car/ Clark.com: Advice You Can Trust: SUBSCRIBE ► NEWSLETTER ► Follow Us for More Money Tips: Website ► Podcast ► Twitter ► Clark Howard Instagram ► Clark Howard Facebook ► Clark Deals Facebook ► Clark Deals Instagram ► For the very best deals and money-saving shopping tips ► www.clarkdeals.com Need Consumer Advice? Need advice? The Consumer Action Center is a free community resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video val

Investing for Beginners Today I'm gonna cover the basics of investing, so you’ll know how to invest the smart way–the way that will set you up to build real wealth. Links: How to Start Investing: A Beginner's Guide - EveryDollar Budget Deal:  I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar.  George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.... ( read more )

Last year, Brad did an episode on Roth IRA's and we received such good feedback that we went back and condensed the episode into a shorter, more concise video so you could get the most important information on the advantages of Roth IRA's in less than 10 minutes. Watch Now! BOOK YOUR RETIREMENT TRACK MEETING: or call 805.410.5454 FOLLOW Brad on Social Media Facebook: Instagram: Link to my New Book "Retire Right" Music Track: License ID- P67643-145694... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Advantages Of Roth IRA's | Brad Barrett When it comes to planning for retirement, one of the most commonly recommended investment vehicles is a Roth IRA. A Roth IRA is an individual retirement account that offers several advantages over traditional retirement accounts like 401(k)s or traditional IRAs. In this articl

We have some big financial goals this year! Join me as we talk about them and follow along through the year as we see how we do. Join my Ibotta team & get $10 just for signing up Let's be friends! Instagram: Frugalfitmom6 Email me: swimmerturnedtriathlete@gmail.com My Gear Canon camera - Sony Action Camera - Gorilla pod - Soft boxes - Things I use: Capital One 360 Savings Account - Cable One Internet: ($30 for you for signing up here) Hello Fresh: www.hellofresh.com/?c=FAKN3B&utm_source=raf-share&utm_medium=referral&utm_campaign=clipboard (Get $40 off your first box!) Swagbucks: ($5 for free for signing up) Ebates: ($10 for free for signing up) Stitch Fix: #finances #debtfree #budget... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA 5 Financial Goals to Set for 2019 As we step into a new year, it'

Did you know you can convert your traditional IRA to a Roth IRA? Navy Federal's personal finance experts explain how this can benefit you. What would you like our experts to talk about next time? Comment below. Subscribe to the Navy Federal channel: Connect with Navy Federal online Website: Facebook: Twitter: Instagram: Google+: YouTube: ... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Money Minute: Converting Traditional IRA to Roth IRA One important financial decision that many individuals face is whether or not to convert their Traditional Individual retirement account (IRA) to a Roth IRA. This conversion can have significant implications for your retirement savings and tax planning. In this Money Minute, we will explore the basics of converting your Traditional IRA to a Roth IRA and highlight some key consideratio

One of the most important tools in finance we have today is the ROTH IRA. And ROTH Conversion is, simply put, the process of turning a traditional IRA or pre-tax 401k into a ROTH IRA. Why would you do that? Should you do that? Hint: key words is “taxes” Brad explains the pros and cons of conversion in the full video: ... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Why Convert Your ROTH IRA Short A ROTH IRA (Individual retirement account ) is a tax-advantaged investment account that allows individuals to save for retirement. One of the unique features of a ROTH IRA is that contributions are made after-tax, which means that withdrawals in retirement are tax-free. This makes it an attractive option for individuals who expect to be in a higher tax bracket during retirement. While a ROTH IRA offers excellent long-term benefits, there m