Timothy Sumer

Opening a simple IRA is as easy as calling a bank or financial institution, filling out a few forms and offering the plan to employees. Understand that simple IRAs are generally for companies with fewer than 100 employees. Find out more about simple IRAs from a financial adviser in this free video on individual retirement accounts. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA retirement planning is an essential aspect of financial management, regardless of your age or career stage. Having a solid plan in place can help you build a comfortable nest egg that can support you throughout your retirement years. A popular retirement savings option is an Individual retiremen

Simple IRA's are an excellent option for many small business owners to offer retirement benefits to their employees without as much overhead as the 401(k). Learn more by watching this video! Call us at 832-953-4998 to learn more. Visit us online at iiefinancial.com Music: ... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA As a small business owner or self-employed individual, you may be interested in setting up a retirement plan for yourself and your employees. One type of plan that may be appropriate for your situation is a Simple IRA (Savings Incentive Match Plan for Employees). A Simple IRA is a type of tax-deferred retirement plan that allows employees to contribute a portion of their pre-tax income to the plan, and employers to match a percentage of their employees' contributions. The plan is easy to set up and administer,

The differences between Roth and Traditional IRA's explained.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA As retirement planning becomes more complex, it's essential to be aware of the advantages and disadvantages of different savings options. Two popular retirement savings accounts that investors should consider before they approach retirement are Traditional and Roth IRAs. An IRA (Individual retirement account ) offers several benefits, including tax-deferred or tax-free growth and retirement income. However, choosing the right IRA for your retirement goals can be challenging. Traditional IRA A Traditional IRA (Individual retirement account ) is an IRA account to which pre-tax contributions are made, and contributions are either tax-deferred or tax-deductible. In simple words, the contributions to a traditional IRA are

The big withdrawal rules for a traditional IRA are that an individual must be 59 and a half before they can begin withdrawing funds, they must start withdrawing after turning 70 and a half, and hardship cases may be able to withdraw funds early. Find out about the tax consequences of early IRA withdrawal with information from a financial adviser in this free video on retirement funds. Expert: Roger Groh Bio: Roger Groh is the founder of Groh Asset Management. Filmmaker: Bing Hu... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Individual Retirement Accounts (IRAs) are one of the most popular retirement investment vehicles in the United States. Traditional IRAs are one of the two types of IRAs, the other being Roth IRA. They are known for their tax-deferred benefits, allowing investors to enjoy tax deductions up to a certain limit for con

Do you know which IRA account is right for you? Roth or Traditional? In this video, I will be discussing the differences between a Roth and Traditional IRA. These 2 different types of IRAs come with their own features and their own limitations. To pick which type of IRA to open can be complicated but don’t worry because I will show you everything you need to know about the 2 most common types of IRAs so you can know which account is right for you and your retirement. This video will teach you about contributions, taxes, and withdrawals in a Roth and Traditional IRA. DISCLAIMER: I am not a licensed financial advisor. The topics and ideas presented in this video is for educational and entertainment purposes only. This information should not be construed as financial advice. You should always do your own research.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALE

Dyches Boddiford & Peter Fortunato present Wealth Building Using Self-Directed IRAs held on February 16 & 17, 2013 in Atlanta, GA Learn how to make investments in real estate through a self-directed IRA. You'll wonder why more people aren't do these profitable deals! Plus, network with other investors from around the country and learn the deals that are making their funds grow. Please visit www.Assets101.com for more information.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Self Directed IRA Class.wmv - The Best Course for Learning Self Directed IRAs Self Directed IRAs are becoming increasingly popular among investors who wish to take control of their retirement savings. A Self Directed IRA allows you to invest in assets that are not typically allowed in traditional IRAs, such as real estate, private equity, and precious

If you are switching employers, you have the option to roll over your 401K into an IRA plan. Watch as we Make Cents of IRA Rollovers. Subscribe for more 1-minute videos about important topics that affect our daily financial lives at Ascentra Making Cents is a monthly financial education video series from the experts at Ascentra Credit Union. New topics air on KWQC TV 6 in the Quad Cities region. Also follow Ascentra on: Instagram @ascentracu Facebook @ascentra Twitter @ascentra The Teller – Ascentra’s online financial education and member news. ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Making Cents of IRA Rollovers Individual Retirement Accounts (IRAs) are a popular way for people to save money for their retirement. But, what happens when you change jobs, retire or simply want to transfer your IRA into another investme

Do you want contribute to a Roth IRA, but your income is too high? Join ACap Asset Management, Inc. to learn how to enter the Roth IRA through the backdoor. The Roth IRA is the best thing to come out of Washington in a long time. It's a great investment because your account grows tax-free, is not subject to RMDs, and you can withdraw your contributions at anytime without tax or penalties. In this webinar you can expect to learn: - Backdoor Roth IRA basics. - The steps to perform a Backdoor Roth IRA. - How to avoid unwanted tax liabilities. - What is the pro-rata rule? - How to properly report on your tax return to avoid double taxation. If you have any questions, please contact us at info@acapam.com or call (818) 272-8511. Subscribe to ACap YouTube Channel: Schedule a Consultation: Financial Advisor in Los Angeles, CA CPA in Los Angeles, CA 12031 Ventura Blvd., Suite 1 Studio City, California 91604 (818) 272-8511 hello@acapam.com DISCLAIMER: THIS VIDEO I

Your Individual retirement account , or IRA, is where you set aside money for your own retirement. It can hold quite a few investments, though not an unlimited amount. The difference between traditional IRAs and Roth IRAs is when you prefer to have the government tax your funds, before you put them in or after you take them out. Click the link above to learn more about IRAs.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Traditional IRAs versus Roth IRAs Individual retirement accounts, or IRAs, are popular among those who want to save for retirement. IRAs offer different tax benefits, some of which depend on whether you opt for a traditional IRA or a Roth IRA. Here is an overview of the differences between the two types of IRAs: Tax treatment: The key difference between traditional IRAs and Roth IRAs is how they are taxed. With

Gregory goes over the IRS Rule changes for Inherited IRAs in this Winning At Life short clip Complimentary Download to go with this video: If you have any questions or are looking for some financial advice? Schedule a complimentary 15-minute phone visit: Ask Gregory Podcast: Catch more audio segments from the show about the topics that interest you, Visit: ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA In 2019, the SECURE Act (Setting Every Community Up for Retirement Enhancement Act) was passed, which brought some new changes to the rules for inherited Individual Retirement Accounts (IRAs). These changes took effect from 1st January 2020 and have some significant implications for account holders and their beneficiaries. Under the previous rules, beneficiaries of an inherited IRA could take required minimum distributions (RMDs) over t

When you change jobs, an IRA rollover is a smart way to keep your retirement savings in one place. Here’s how it works. Synchrony bank offers online banking with high yield savings accounts, certificates of deposit (cds), money market accounts and IRAs. Visit www.synchronybank.com to learn more or to open an account today. About Synchrony Bank Synchrony Bank provides award-winning consumer banking products and services, including high-yield savings accounts, certificates of deposit, individual retirement accounts, and money market accounts. Synchrony Bank has grown its customer deposits to more than $50 billion by providing great customer service and highly-rated products. Synchrony Bank is a federal savings bank and a member of the FDIC. Follow us on Social Media: Facebook: Instagram: ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Are

With so many people having IRAs as part of their retirement, what happens when they pass away? What are some of the pitfalls? There was a recent court case involving an inherited IRA. What happened? What lessons can we learn? Watch Szarka Financial’s Senior Financial Advisor Alex Menassa, MT, CPA discuss these issues with Fox 8 News Anchor Roosevelt Leftwich. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker Dealer, member FINRA/SIPC. Advisory Services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Szarka Financial are not affiliated. Fixed Insurance services offered through Szarka Financial.... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Inherited Individual Retirement Accounts (IRAs) can be a great financial tool, but they can also b

With the passage of the SECURE Act & SECURE 2.0 Act, Stretch IRAs are no longer an option. So, how should investors with an IRA manage this and what should beneficiaries do with their inherited IRA? Valerie Escobar, senior wealth advisor, and Michael MacKelvie, wealth advisor, share strategies investors may consider with their IRAs. 00:00 Introduction 01:24 What is an Inherited IRA? 04:20 What to do with an Inherited IRA? 08:40 How Should Investors Manage their IRA Before Passing them Down? 15:55 Outro & Disclosures #SecureAct2 #IRA #StretchIRA For more information, please visit us online at Subscribe and listen to our podcast, Your Life Simplified Apple Podcasts - Google Play - CONNECT WITH US ON SOCIAL LinkedIn - Facebook - Twitter - Instagram - ============================================= These videos are limited to the dissemination of general information and are not intended to be legal or investment advice. Nothing herein should be relied upon

With stretch IRAs eliminated, how should your beneficiaries manage an inherited IRA? On this episode of #YourLifeSimplified, Valerie Escobar and Michael MacKelvie share IRA strategies both for owners and beneficiaries. #FinancePodcast  For more information, please visit us online at Subscribe and listen to our podcast, Your Life Simplified Apple Podcasts - Google Play - CONNECT WITH US ON SOCIAL LinkedIn - Facebook - Twitter - Instagram - ============================================= These videos are limited to the dissemination of general information and are not intended to be legal or investment advice. Nothing herein should be relied upon as such. The views expressed are for informational purposes only and do not take into account any individual personal, financial, or tax considerations. There is no guarantee that any claims made will come to pass. Disclosures: ... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account

Spousal IRA is a strategy you can use when you have a single income household but file taxes jointly. It allows you to put money in an ira for the non-working spouse without the earned income requirement. The irs will allow you deduct the contribution, giving you a tax advantage. #fyp #foryoupage #moneytalks #retirement #ira #financialfreedom #financialliteracy #retirement #wealth... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA retirement planning is a vital part of financial planning and a Spousal IRA is one of the best options for couples to save for retirement. A Spousal IRA is an individual retirement account that allows married couples to save for retirement together. The account is held in the name of one spouse, but both spouses can contribute to the account. A Spousal IRA is a great way for couples to save for retirem

What should you do with an old 401(k) or 403(b) account? Discussing your rollover options and considerations before converting to a Roth IRA.... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing retirement planning is an important part of financial planning. Many people have old retirement plans that are no longer relevant to their current financial situation. Rolling over an old retirement plan is a great way to make sure you are getting the most out of your retirement savings. Rolling over an old retirement plan is the process of transferring the funds in an old retirement plan to a new retirement plan. This can be done with a 401(k), 403(b), IRA, or other type of retirement plan. The advantages of rolling over an old retirement plan include avoiding taxes on the money, consolidating retirement funds, and having m

If you are the named beneficiary of an IRA (Individual Retirement Accounts) or you own an IRA yourself and have named beneficiaries, this topic affects you. The SECURE ACT shortened the time period beneficiaries are allowed to delay taking money out and paying income taxes. With an update earlier this year, the IRS added more confusion to distribution rules for beneficiaries. This video goes over all of this. Show Notes: Questions? Email us at Hans@CardinalGuide.com, call us at (919) 535-8261, or visit our website at CardinalGuide.com. Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cardinal Advisors are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this channel is provided for informational purposes only and is not a solicitation or recommendation of any inve