Timothy Sumer

Clark highlights recent and upcoming changes to retirement accounts involving tax law changes with potential benefits you should know about. MORE CLARK.COM CONTENT YOU MAY LIKE: ► clark.com/credit-cards/best-no-annual-fee-credit-cards/ ► clark.com/streaming-tv/t-mobile-netflix-account-sharing/ ► clark.com/credit/credit-score-needed-to-buy-car/ Clark.com: Advice You Can Trust: SUBSCRIBE ► NEWSLETTER ► Follow Us for More Money Tips: Website ► Podcast ► Twitter ► Clark Howard Instagram ► Clark Howard Facebook ► Clark Deals Facebook ► Clark Deals Instagram ► For the very best deals and money-saving shopping tips ► www.clarkdeals.com Need Consumer Advice? Need advice? The Consumer Action Center is a free community resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video val

This episode Dr. Dahle covers a variety of your questions. We talk about when it is worth passing cash through a 529 account and if you should use 529s to fund K-12 educations. We talk about how interest on iBonds works and go into why TIPs have been performing pretty poorly as of late. We dive into the tax implications for S Corps and talk about why it is not a great idea to purchase ETFs after hours. See the full show notes here: Today’s episode is brought to us by SoFi, the folks who help you get your money right. They’ve got exclusive rates and offers to help medical professionals like you when it comes to refinancing your student loans—and that could end up saving you thousands of dollars. Still in residency? SoFi offers low-interest rates and the ability to whittle down your payments to just $100 a month* while you’re still in school. Already out of residency? SoFi’s got you covered there too, with great rates that could help you save money and get on the road to fina

Sen. Ted Cruz, Rep. Jim Jordan, and Ben Ferguson continue their deep dive into the Biden crime family and the weaponization of the federal government. We explore the big tech connections, the money sources, and the FBI whistleblowers who face retaliation for coming forward. Don’t miss this episode of “Verdict with Ted Cruz.” -- Verdict with Ted Cruz is sponsored in part by Patriot Mobile - America’s ONLY Christian Conservative Wireless Provider who shares your values. Join us in the fight against Big Mobile and other woke companies who are using their progressive agendas in an attempt to destroy our freedoms. When you switch to Patriot Mobile, you are shifting your support to a company that loves America and works tirelessly to defend our God-given constitutional rights and freedoms. Visit Use promo code VERDICT for free activation! --- Click the subscribe button above to make sure you don’t miss a single video from Verdict with Ted Cruz. Join Senator Ted Cruz and co-host

Mike and David discuss how big market losses can change your outlook for retirement. #financialplanning #recession #personalfinance #retirementplanning #retirement #wilx10 #lifeplan #moneytips #financialadvice #investing #wealthmanagement #budgeting #debtmanagement #lifeplan #podcast... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Finance Report Episode 8: Analyzing the Impact of COVID-19 on the Stock Market In the latest episode of Finance Report, our experts delved deep into the impact of the ongoing COVID-19 pandemic on the stock market. The pandemic has undoubtedly been one of the most impactful economic events of recent times, causing widespread uncertainty, disruption and volatility across the financial sector. The first topic of discussion was the performance of the stock market during the p

You may have heard that the amount you can put in a 401(k) has been increased for 2023. But many of the headlines bury the big news: Roth IRA rules have changed as well. Clark shares the details you need to know. MORE CLARK.COM CONTENT YOU MAY LIKE: ► clark.com/save-money/best-time-to-buy-series-i-savings-bonds/ ► clark.com/save-money/i-bonds/ ► clark.com/personal-finance-credit/investing-retirement/how-to-open-a-roth-ira/ Clark.com: Advice You Can Trust: SUBSCRIBE ► NEWSLETTER ► Follow Us for More Money Tips: Website ► Podcast ► Twitter ► Clark Howard Instagram ► Clark Howard Facebook ► Clark Deals Facebook ► Clark Deals Instagram ► For the very best deals and money-saving shopping tips ► www.clarkdeals.com Need Consumer Advice? Need advice? The Consumer Action Center is a free community resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is

Both SVB (Silicon Valley Bank) and Signature Bank have crashed and burned dramatically over the past week. What once was a few large customers making withdrawals quickly turned into a bank run of epic proportions. Within just a few days, SVB went from one of the largest banks in the United States to one of the biggest bank failures in the nation’s history. But what led to such a fast-paced collapse, and are more banks on the chopping block? You don’t need to be an expert economist to understand what happened at SVB and Signature Bank this week. But you will want to hear Dave Meyer’s take on what could come next. With bailouts back on the table, many Americans fear we’re on the edge of a total financial collapse, mirroring what unfolded in 2008. With more and more Americans going on cash grabs, trying to keep their wealth safe from the “domino effect” of bank failures, what should everyday investors prepare for? More specifically, for our beloved real estate investors, how c

After accumulating wealth for years, you want it to be inherited by the right beneficiaries when the time comes. (Instead of your ex-spouse from 10 years ago!) If you are the one inheriting the IRA, you want to minimize the tax liability on your inheritance. In this episode, J. Barry Watts explains the most tax-efficient way to handle inherited IRAs and setting up your IRA for optimal distribution to your loved ones. Barry discusses: - The importance of updating your beneficiary designation forms (and maintaining a copy) - Who should — and shouldn’t — be named as a beneficiary on your IRA - How to set up primary, contingent, and tertiary beneficiaries to avoid probate - Key tax implications and distribution requirements for an inherited IRA - And more Resources: New IRA & 401K Rules for 2023 (Ep. 55) - Connect With Barry Watts: Schedule an Introductory Call - PriorityCare@WealthCareCorp.com 800-278-1755 WealthCareCORP.com LinkedIn: J Barry Watts - LinkedIn: We

Also, when was your last contribution to your IRA? Clark explains the best time to fund this important retirement account . MORE CLARK.COM CONTENT YOU MAY LIKE: ► clark.com/personal-finance-credit/investing-retirement/roth-ira-vs-traditional-ira/ ► clark.com/personal-finance-credit/investing-retirement/how-to-find-missing-or-lost-retirement-accounts/ ► clark.com/save-money/how-much-of-each-paycheck-you-should-save-or-invest/ Clark.com: Advice You Can Trust: SUBSCRIBE ► NEWSLETTER ► Follow Us for More Money Tips: Website ► Podcast ► Twitter ► Clark Howard Instagram ► Clark Howard Facebook ► Clark Deals Facebook ► Clark Deals Instagram ► For the very best deals and money-saving shopping tips ► www.clarkdeals.com Need Consumer Advice? Need advice? The Consumer Action Center is a free community resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center

13:01 My parents want to gift me their rental house. They still owe $42K to the mortgage company. What is the best way to inherit this house? How would we deal with the gift tax? Gift tax explained in this question. 57:51 How will the new IRS rule on third-party payer apps (such as Venmo, CashApp, Zelle, etc.) affect landlords who collect rental payments via a phone number or email that's linked to one bank account? Welcome to the another episode of Tax Tuesday! Join the next Tax Tuesday LIVE bi-weekly at 👉 Toby Mathis, Esq. answers these questions along with Jeff Webb, CPA and more during this episode of Tax Tuesday, a bi-weekly FREE LIVE webinar event. Claim Your FREE 45 minute Investment Strategy Session to receive business planning tips and a clear investment strategy. 👉 0:00 - Intro 8:16 - If you have a solo 401k, can you lend money to a friend or 3rd party as they are not a disqualified person with no limitation like the $50,000 limit if you are loaning t

In part 2 of this installment of the FiveThirtyEight Politics podcast, the crew looks back at the bailout of American banks during the 2007-'08 financial crisis. Website: Merch: Twitter: Facebook: Podcast: ... ( read more ) LEARN MORE ABOUT: Bank Failures REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Bank Bailout Politics 2.0 is a hot topic today, and the FiveThirtyEight Politics Podcast delves deep into the issue. The podcast explores the political implications of the 2008 bank bailouts and their impact on modern-day politics. It also examines how political actors are reacting to the current economic crisis and challenges facing the banking sector. The podcast begins by revisiting the 2008 bank bailouts, which had a significant impact on the US economy. The bailout package was a controversial move, with many politicians and citizens disagreeing on the d

If the late 70's and early 80's are any indication, higher inflation will be with us for many years to come, especially with the recent bank failure making it tougher for the Fed to raise rates as aggressively. It took Paul Volker around 15 years to bring inflation down to the 2% target level. In fact, some economists are now saying the U.S. should target 4% to be more realistic. If you're planning for financial independence or early retirement, use high inflation to your benefit and don't let it eat away at your money. So with higher inflation, where is the best place to invest? Let's cover some of the investments that do best when inflation is high. Want to stay up to date on the market news and learn how to be a better investor? Sign up for the free daily download here: Check my course: Follow me on Instagram: ... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD

You can find the links and resources for this episode on our website here: ------ Want a complimentary copy of our latest book, Your Business Your Wealth? All you have to do is review our podcast (on Apple Podcast / Spotify / Stitcher), then email us a screenshot of your review to info@sfgwa.com and we'll mail you a copy of our latest book. This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve

The Energy Department and FBI finally admit that covid-19 probably started in a Chinese lab; Joe Biden can’t answer why he won’t go to East Palestine; and the Left proves that racism is fine, so long as it’s against white people. Click here to join the member exclusive portion of my show: 00:00 - The Greatest Cover-Up In History 18:42 - Scott Adams Says Something Racist 24:36 - Racial Double Standards 30:28 - Slack Suspends ‘Libs of TikTok’ 35:45 - Biden Won’t Visit East Palestine 40:38 - China Proposes Peace Deal In Ukraine 46:51 - Investors Prepare For Economic Downturn 48:44 - Things I Like 52:46 - Things I Hate - - -  DailyWire+: Take advantage of your LAST CHANCE to get 40% off DailyWire+ annual memberships and gain access to movies, shows, documentaries, and more: Shop the Jeremy’s Razors Presidents’ Day sale and get 30% off any razor: Get your Ben Shapiro merch here: - - -  Today's Sponsors:  Birch Gold - Text "BEN" to 989898, or go t

Today on the Matt Walsh Show, the creator of the Dilbert comic strip has been canceled and exiled from polite society for comments he made about a new poll which shows that a large percentage of Americans don't think it's okay to be white. But I think the poll itself is far more important, and far more troubling, than whatever comments anyone made about it. Also, Zelensky scolds Americans who don't want to continue shuffling billions of dollars into his government's pockets. Ron DeSantis lays out exactly how he would drain the swamp as president. Woody Harrelson speaks the truth about COVID and Big Pharma on SNL, but is it too little, too late? And John Fetterman's wife goes on a journey of self-discovery while her husband suffers in the hospital. Is she the rightful winner of the "worst wife in America" title?  00:00 - Opening 01:50 - New Poll Shows How Widespread Anti-White Racism Has Become 15:11 - Flannels Are Back 16:26 - Day Of Hate Comes

Hi y’all , Jenna & Sierra here to share our helpful tips for breaking trauma bonds with toxic people! They’ve worked for us, so let us help show you the way to freedom from those toxic cycles !... ( read more ) LEARN MORE ABOUT: Treasury Inflation Protected Securities REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Breaking the bonds of trauma can be a difficult and daunting task, but it is possible with the right strategies and support. Trauma bonds are formed when an individual has experienced a traumatic event or series of events, and the person or people involved become a source of comfort or safety. These bonds can be difficult to break due to the strong emotional attachment that has been formed. However, with the right strategies, it is possible to break the bonds of trauma and move forward with a healthier, more positive outlook. The first step in breaking the

Today Dr. Dahle walks you through what changes are coming with Secure Act 2.0. He will take you through everything step by step to hopefully make sense of all of the changes for you. He also answers your questions about the backdoor Roth, estate planning, tax loss harvesting and more. If you want to read more about Secure Act 2.0 click the link: What’s changed in healthcare? The opportunities, the lifestyle, and you. Your needs, wants, and goals are probably different than they were five years ago. Now’s the perfect time to explore locum tenens opportunities. Start your research at an unbiased, educational resource. You’ll hear true stories from physicians, learn about specialty trends, compare locums agencies, and more. Locums could be an essential part of a career that adapts to your needs. Visit The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and re

Clark dives into something that may be a major stressor in your life right now: the stock market. How bad are things and should you change your strategy? Also, Clark explores something that we often see in times of economic distress: new businesses growing out of the rubble of layoffs. Maybe it’s time for YOU to think about starting your own business. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the January 30, 2023, episode of The Clark Howard Show. 00-00 - Intro 00:58 - Stock Market Strategy in 2023 07:37 - Ask Clark - Buying/Selling a Farm 09:33 - Ask Clark - Ordering Checks Cheaper 11:54 - Ask Clark - Trip Insurance 14:52 - Should You Start a New Business Now? 19:54 - Ask Clark - HSA Beneficiary 21:53 - Ask Clark - Credit Frozen Working 24:29 - Ask Clark - Bad Loyalty Program MORE CLARK.COM CONTENT YOU MAY LIKE: ► clark.com/personal-finance-credit/investing-retirement/stock-market-down-sell-stay/ ► clark.com/personal-fi