Timothy Sumer

There is one loophole remaining in Social Security where a surviving spouse can collect one benefit and continue to let the other benefit grow. When you are entitled to a benefit for yourself and your late spouse's working record, make sure you get the most from Social Security. LADIES: Join my online community = ====================== My industry is so regulated that I’m not able to answer comments here. Have a clarifying question? Facebook message us: Want to get started working with me? In the meantime – like & subscribe if you like what you see. ====================== Obligatory disclaimers: Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory services offered through Kestra Advisory Services LLC (Kestra AS) an affiliate of KestraIS. Pleasant Wealth, LLC is not affiliated with Kestra IS or Kestra AS.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA

Social Security rules have eliminated "File and Suspend" or "Restricted Application" as a filing strategy for married people in 2015. For widows, the "Restricted Application" strategy still works as long as they have not remarried before 60. In this video, Tom and I discuss how two clients were recently helped and how they have been able to collect their benefits. Questions? Email us at Hans@CardinalGuide.com, call us at (919) 535-8261, or visit our website at CardinalGuide.com. Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cardinal Advisors are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this channel is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments a

We discuss the Federal Thrift Savings plan, reviewing who is eligible to participate and describe the more limited group which is eligible for a matching contribution. We also review the investment alternatives and the exceptionally low fees, which becomes a concern for those participants considering rolling out benefits to an IRA or other retirement plan .... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Federal Thrift Savings Plan (TSP) is a retirement savings plan for Federal employees and members of the uniformed services. It's a defined contribution plan that offers multiple investment options and tax benefits for participants. Understanding the TSP is critical if you're a Federal employee or member of the uniformed services considering participating in the plan. Here are some things you should know

A case study of how planning on Social Security payments for a surviving spouse affects your retirement income. Questions? Email us at Hans@CardinalGuide.com, call us at (919) 535-8261, or visit our website at CardinalGuide.com. Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cardinal Advisors are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this channel is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and s

Free Annuity Calculator Pension Information Here: Roger Walker created RetireCode after spending years of Financial Management and conducting countless Seminars, where people craved the answer to their biggest question, "Do I take the Lump Sum or choose one of the Annuity Options?". Our goal at RetireCode is to help you find what's actually best for you and your family. Check out our Free Pension Training: ... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing When planning for retirement, one of the most important decisions to make is how to receive your pension benefits. There are two primary options: lump sum or annuity. A pension annuity calculator can help you understand the differences between these two options and decide which one will work best for your situation. Lump Sum A lump sum distribution i

SSS RETIREMENT BENEFITS TUTORIAL: Ano ang SSS OPTIONAL RETIREMENT at ang COMPULSORY RETIREMENT? Kadalasang katanungan niyo sa SSS Retirement Benefits, ito na ang sagot: SSS RETIREMENT BENEFITS REQUIREMENTS: Magkano ang makukuha mong SSS RETIREMENT BENEFITS? How to compute SSS RETIREMENT BENEFITS? Ano ano ang mga benefits ni SSS sa mga SSS RETIREMENT PENSIONERS? SSS Retirement Benefit Calculator: How to apply SSS RETIREMENT BENEFITS online? How to apply SSS PLP or PENSION LOAN OF PENSIONERS? Magkano makukuha mo kung kunin mo lahat ng SSS CONTRIBUTION mo kahit SSS PENSION ka? #sss #retirementbenefits #pensioners #benefits... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Social Security System (SSS) provides retirement benefits for their members who have reached the retirement age of 6

If you are above State Pension age and are a carer, there are a a number of benefits that you might be able to claim to help you. This is great because most carer’s find that it is easier to continue their caring role if they get some support. There are some key benefits that you may be entitled to as a carer above the State Pension age but knowing which benefits you qualify for can be difficult. In my video I mentioned some of the benefits that the person you care for must already receive in order to qualify for the Council Tax Reduction. Below is the full list: · Personal Independence Payment – the daily living component · Disability Living Allowance - the middle or highest care rate · Attendance Allowance · Constant Attendance Allowance at or above the normal maximum rate with an Industrial Injuries Disablement Benefit · Constant Attendance Allowance at the basic (full day) rate with a War Disablement Pension · Armed Forces Independence Payment · Child Disability

If you're a small business owner, here are five key reasons you should consider offering a retirement savings plan: 1) to accumulate wealth, 2) attract new hires (and retain employees), 3) claim tax benefits, 4) put those savings back into your business, and 5) in some states, it's now the law. When offered as part of a total benefits package, retirement plans that can help employees prepare for their future, can also improve your business hiring and employee retention in today's tight labor market. Right now, the government is offering incentives to encourage smaller employers incentives to add a basic retirement plan option. With 401(k) plans in particular, there are many routes you can go when setting up and servicing a plan. Integration with payroll makes servicing and compliance easier than ever. Provisions in the SECURE Act also provide the most significant retirement savings reform legislation in 15 years, offering benefits such as a larger tax credit f

The last health insurance mandate that we will discuss covers employers who provide a group retirement plan and/or group health and welfare plans of basically any type, including medical, dental, vision, life insurance and others. Employee Retirement Income Security Act (ERISA) guidance must be followed in any of these cases Any organization that provides retirement or health and welfare plans must provide a document called a Summary Plan Description (SPD) telling beneficiaries about the plan and how it works—in plain language that the average employee can understand. The organization also has to provide similar information whenever the plan changes significantly and send an annual report to members, as well as meet some other requirements. A major provision of ERISA is guidance on retirement (pension) plan eligibility. If the company provides employees with a retirement plan, the guidelines in ERISA say that the plan has to be available to all employees over 21 years of

Estimate Old Age Pension with ease. #SSNITGhana... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/estimate-old-age-pension-with-ease/?feed_id=62728&_unique_id=63cbe6332c9a7 #Inflation #Retirement #GoldIRA #Wealth #Investing #benefits #ghana #oldagepension #pension #SSNIT #trust #RetirementPension #benefits #ghana #oldagepension #pension #SSNIT #trust

In this web conference attorney Erwin Kratz discusses tips and traps family law attorneys should be aware of when negotiating the division of retirement plan assets, including solutions to the unique challenges presented by: *The type of retirement plan you are dealing with - whether a defined contribution plan, defined benefit plan, private or governmental, tax qualified or non-qualified plan *Accounting for pre-marital account/benefit accumulations *The effect of post marital service and compensation increases *Accounting for outstanding loans in defined contribution plans *Avoiding surprises caused by delayed distribution provisions *Awarding pre-retirement death benefits *Awarding post retirement survivor benefits *Allocating the cost of providing survivor benefits For more information visit www.qdroaz.com... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing H

Link to Learning Guide: Whether you're new to retirement or have been retired for some time, join us and get answers to common retiree questions concerning your retirement check, taxes, your CalPERS health benefits, and more. We'll also outline the importance of having a power of attorney on file.... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/retiree-refresher/?feed_id=58801&_unique_id=63bcd6b8442b9 #Inflation #Retirement #GoldIRA #Wealth #Investing #benefits #CalPERS #education #Health #member #PERS #retiree #Retirement #PersRetirement #benefits #CalPERS #education #Health #member #PERS #retiree #Retirement

It’s never too early to start planning for retirement, join us for a session with the Consolidated Benefits Office, Voya Financial, MissionSquare Retirement, and HealthEquity as we discuss how to get retirement ready and experience the freedom in financial wellness. *Music in this video's intro and outro has been licensed for use, acquired from Envato Elements: "Happy Upbeat Groove Dance Pop" (ElevateAudio)* Videos on this channel are managed by The Virginia Beach Consolidated Benefits Office. Publicly accessible information from our office can be found at www.vbgov.com/benefits.... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/financial-planning-session-retirement-readiness/?feed_id=55427&_unique_id=63afe1556b8ca #Inflation #Retirement #GoldIRA #Wealth #Inves

The IRS offers a great online tool for small business owners who are thinking about offering retirement plans to their employees.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERTING IRA TO GOLD: Gold IRA Account CONVERTING IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/irs-navigator-choosing-a-retirement-plan/?feed_id=50968&_unique_id=639ec80dd678a #Inflation #Retirement #GoldIRA #Wealth #Investing #benefits #businessowner #IRS #plan #Retirement #retirementplan #RetirementPlans #smallbusiness #SimpleIRA #benefits #businessowner #IRS #plan #Retirement #retirementplan #RetirementPlans #smallbusiness

Will you have the amount of income needed to support the lifestyle you want when you retire? Planning for retirement should include knowing sources of your potential income and figuring out how they fit in your overall income strategy. You will have an overview of your employer-sponsored retirement plan (CalPERS); the different CalPERS retirement types; what may be included in personal assets and how Social Security works.... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/retirement-income-sources/?feed_id=50212&_unique_id=639bda5365a80 #Inflation #Retirement #GoldIRA #Wealth #Investing #benefits #CalPERS #income #PERS #Retirement #retirementplan #PersRetirement #benefits #CalPERS #income #PERS #Retirement #retirementplan

#IndianArmy #Navy #IndianAirforce #Army #GovernmentJob #Defence Hi Viewers, In this video we have explained the pension amount in Indian Navy? I hope you like it, if any question write on the comment section. Kindly subscribe for regular updates. Do watch, Top 10 Benefits of working in Indian Navy || Navy में काम करने के 10 फायदे || JobIndex Gratuity Pay for Indian Coast Guard Employees || कैसे करे Gratuity Pay की calculation ?? Leave encashment for Indian Coast Guard Employees || कैसे करे leave encashment की calculation ?? Salary of Pradhan Sahayak Engineer - Coast Guard || PSE को कितना पैसा मिलेगा 20 साल service के बाद Salary of Master Chief Petty Officer- Indian Navy || MCPO को कितना पैसा मिलेगा 18 साल service के बाद Salary of Pradhan Adhikari- Indian Coast Guard || MCPO को कितना पैसा मिलेगा 19 साल की service के बाद Salary of chief petty officer- Indian Navy || CPO को कितना पैसा मिलेगा 10 साल की service के बाद Salary Of Artificer Apprentice Indian Na

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