Timothy Sumer

In this video, “Roth IRA Rules and Mistakes That Will Cost You Money”, we talk about the top 7 Roth IRA mistakes to avoid. Roth IRA explained like never before! We’ll go through: - What is a Roth IRA is and how does it work - Roth IRA contribution rules - Roth IRA withdrawal rules - What happens with a Roth IRA early withdrawal (e.g., Roth IRA early withdrawal taxes, Roth IRA penalty, Roth IRA without penalty) - Roth IRA distribution rules By the end of this retirement 101 video, you’ll be able to answer these personal finance questions: - How does Roth IRA work? - What should you (not) do to maximize your retirement savings? Check out our Roth IRA withdrawal rules video: or full retirement playlist: 0:00 Intro 3:00 Mistake #1 3:47 Mistake #2 5:43 Mistake #3 6:51 Mistake #4 8:12 Mistake #5 9:36 Mistake #6 10:32 Mistake #7 WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How Is I-Bond Interest Fo

This video is for those of you who are or are planning to get out of I-Bonds now that we know the May 1st variable rate is projected to drop to 3.38%. So, when is the "best" time to redeem your I-Bonds & how do you redeem your I-Bonds (step-by-step) as always - that's what I'll be talking about in today. 👉 Subscribe for all things inflation, bonds & retirement! #jenniferlammer #bonds #fixedincome ------- WATCH NEXT ⭐ Why We're Buying More 5.4% I-Bonds In 2023: ⭐ I-Bond Gifting 101: ⭐ Buy I-Bonds Or TIPS In 2023: ⭐ Best Money Market Funds vs Cash 2023: ________ DISCLAIMER EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR YOUTUBE CHANNEL, OUR OTHER SOCIAL MEDIA CHANNELS, NOR THIS CONTENT & INFORMATION (THE “SERVICE”) ARE INTENDED TO PROVIDE FINANCIAL, LEGAL, TAX OR OTHER ADVICE. NO FINANCIAL DECISIONS SHOULD BE MADE SOLELY BASED ON THE SERVI

So what are TIPS? How to buy TIPS (Fidelity & Treasury Direct)? Treasury-inflation protected securities (TIPS) - this video will walk you through: 1:30 Detailed examples of how treasury inflation bonds work 6:00 What happens to treasury inflation protected bonds when there is inflation vs deflation 8:38 The pros & cons of buying TIPS as well as some key differences/ similarities between TIPS vs i-bonds 12:55 How to buy TIPS directly - focusing specifically on how to buy TIPS on Treasury Direct, how to buy TIPS on Fidelity & why/ how to buy TIPS in IRA 27:10 How many TIPS we own in our personal portfolio AND why we chose to buy TIPS (or not) 👉👉 UPDATE/ CORRECTION 15:55 - 17:20: "YOU NEED TO PLACE YOUR ORDER BETWEEN THE ANNOUNCEMENT DATE & THE DAY BEFORE THE AUCTION DATE." 👉 Subscribe to the Diamond NestEgg channel for all things inflation, money, investing & retirement! #jenniferlammer #bonds #firstgeneration ------- WATCH NEXT ⭐ Bu

Four inflation must-dos in 2022 as inflation in USA hits a near 40-year record high - we’ll cover the most important action steps that you need to do NOW around inflation investing, inflation and saving as well as inflation and debt so that you can BEAT inflation. Don’t let inflation beat you. 💸 Inflation explained! This video “Four inflation must-dos in 2022 | Build long-term sustainable wealth” will help answer your most pressing questions around inflation and interest rates, inflation investing strategies and the impact of inflation in stock market prices. 💲 What should you be doing with your extra cash? Should you be trying to time the market and go in at the low points? What about your emergency savings? And fixed and variable rate debt - what should you be doing with those mortgages, student loans and credit card debt? Inflation 2022 - let’s go through all the inflation must-dos we should have learned from inflation in the 70s as well as other high inflation rate

Treasury-Inflation Protected Securities - is now a good time to consider them as part of your portfolio? Here are the top 5 questions I'll be answering today about I-Bond vs TIPS: 1. Why TIPS (Treasury-Inflation-Protected Securities) might be a better investment than I-Bonds for some folks right now 2. What is real yield to maturity? 3. What is nominal yield to maturity? 4. Why (for others) I-Bonds may still be the inflation-protection winner 5. How to figure out whether I-Bonds or TIPS might work better for you TITLE: TIPS vs I Bonds: What's Better In 2023 | Treasury-Inflation-Protected Securities (TIPS 2023) 👉 Subscribe for all things inflation, Treasury bills, I-Bonds, investing & retirement! SOURCES #jenniferlammer #bonds #treasurybills ------- WATCH NEXT ⭐ What Are TIPS | How To Buy TIPS: ⭐ I-Bond Interest Formula: ⭐ Best CD 2023 | Earn 5% APY (How To Buy): ⭐ Brokered CDs vs T-Bills: _________ 🎯 GRAB YOUR COMPLIMENTARY FINANCIAL GUID

In this video, “Roth vs traditional 401k vs IRA explained”, we’ll walk through the similarities & differences between a 401k vs IRA as well as between a Roth vs. traditional IRA. We’ll also go through how our clients make their decision on whether to put their money in a traditional vs Roth IRA vs 401k & how they decide between a traditional IRA vs Roth IRA. By the end of this video, you’ll see you actually don't have to choose between a Roth IRA vs 401k, a traditional IRA vs 401k or a Roth IRA vs traditional IRA! You can have all three! 401(k) contribution limits: Compound interest calculator: Roth & IRA contribution limits: Info on modified adjusted gross income: WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How Is I-Bond Interest Formula Calculated & When Does It Show Up In Your Account: ⭐ How To Buy More/ Gift I Bonds (For Spouses & Married Couples): #jennifer

This video: Roth 401k vs Roth IRA in your 20s and 30s | Which Is Better - goes through: - What is a Roth IRA & what is a Roth 401K - Roth IRA Rules vs. Roth 401K Rules - Roth IRA Withdrawal Rules vs. Roth 401k Withdrawal Rules - Roth IRA Pros And Cons - Roth 401K Pros And Cons If you were to retire today at age 65, experts predict it would cost you anywhere between $1M and $1.5M, so it's never to early to start saving for retirement! By the end of this video, you'll be able to better understand whether a Roth 401K trumps a Roth IRA & what might be best suited for you! Subscribe to our channel for more retirement tips and all things personal finance & generational wealth! 0:00 Intro 2:19 Why You Should Choose A Roth 401K 6:49 Why You Might Want To Go For A Roth IRA Instead 9:55 Which Should You Choose WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How Is I-Bond Interest Form

What to do with your tax refund during the inflation crisis - I Bonds vs Roth IRA, I Bonds vs stocks or something else all together? If you’re expecting a tax refund this tax refund 2022 season and wondering what to do with your tax money - and in particular what to do during inflation with your tax return money - then you’ll want to know what our top seven tax refund tips are for 2022. Figure out what to prioritize - is it your Roth IRA, HSA (health savings account explained), bonds investments like ibonds, paying off debt or emergency savings? We’ll also talk about how to buy I bonds with tax refund money, form 8888 and when buying ibonds in 2022 makes sense on this list of top 2022 tax refund tips! WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How Is I-Bond Interest Formula Calculated & When Does It Show Up In Your Account: ⭐ How To Buy More/ Gift I Bonds (For Spouses & Married C

Learn more about the legal I Bond loophole I discovered a few weeks ago on how to buy more I bonds in 2022 | I BONDS FOR COUPLES (buy more than the annual I Bond limit) - not many people know about this I Bond loophole or if they do, they're keeping it to themselves. Well, I'M SHARING it with you because it's simply too good to keep to myself, especially whilst we're all battling this inflation crisis together and yes, buying more than the annual I Bond limit does have something to do with buying I bonds for a spouse - gifting I bonds for married couple - but you can do this with any other trusted family member or close friend if you have the right intentions & enough cash. I bonds how to buy (for a partner or other loved one) - this how to buy an I bond step-by-step tutorial will walk you through in detail how to buy I bonds for a spouse - but you can do this with any other trusted family member or close friend if you have the right intentions & en

Welcome back to Money In A Minute with Diamond NestEgg! Could a Roth IRA be the best option for you? Today we're going to talk about the top four reasons for choosing a Roth IRA vs a traditional IRA! Be sure to check out our full playlist of retirement videos to better understand the pros, cons and limitations of a ROTH before opening one up on your own: And for more personal finance 101, budgeting for beginners, money saving tips & good money habit motivation, hit that subscribe button! We're here almost every weekday! WATCH NEXT ⭐ 2022 November I-Bond Rate Prediction: ⭐ How To Buy An I Bond (step-by-step tutorial) via TreasuryDirect: ⭐ How Is I-Bond Interest Formula Calculated & When Does It Show Up In Your Account: ⭐ How To Buy More/ Gift I Bonds (For Spouses & Married Couples): 👉 Subscribe to our channel for all things inflation, retirement planning & building generational wealth! #jenniferlammer #firstgeneration #bonds ________