Skip to main content

Posts

Showing posts with the label emergencyfund

4 Roth IRA Hacks

4 Roth IRA Hacks ///////////////////////////////////////////////// Get answers FASTER... Join this channel to get access to perks: Chat on discord: Join Link Support on Patreon: ----------------------------------------------------- Are you ready for professional investment advice? We can help you with financial planning and asset management. Let us guide your investments to your financial freedom. START HERE Our financial planning process is an ongoing relationship because as you grow, your financial plan grows with you. At Sickle Hunter Financial Advisors, we believe that saving and making sound financial decisions will help improve your life’s changing needs and objectives. Retirement, college planning, wealth building, social security, and career benefit packets are only a few of the financial decisions that you may face in your lifetime and we’re here to help guide you. TRAVIS T SICKLE, CFP®, EA®, AAMS®, CRPC®, RICP® CERTIFIED FINANCIAL PLANNER™ Company Website

Retirement Spitball: Social Security, Pension, Self-Employed - Your Money, Your Wealth® podcast 372

Today on Your Money, Your Wealth® podcast 372 with Joe Anderson CFP® and Big Al Clopine, CPA: Spitballing retirement for a police officer turning teacher, a self-employed small business owner, an early retiree with an employee stock ownership plan (ESOP) wanting to do Roth conversions and withdraw 5 or 6% in retirement, and a pension and Social Security analysis. Plus, how many months of expenses should you save in your emergency fund? Also, you may know where Ric Edelman and Dave Ramsey stand on 15 vs. 30 year mortgages and using cash vs. credit, but what does YMYW think? Kyle Stacey, CFP® fills in with Big Al Clopine while Joe Anderson is on vacation.Show notes, free financial resources, Ask Joe & Al On Air: 00:00 - Intro 00:53 - Police Retirement Spitball Analysis (Tim, Holliston, MA) 09:42 - ESOP to Roth Conversion and 5% Withdrawals in Early Retirement? (Mike) 19:09 - Download Cracking the Financial Code at Any Age for Financial Literacy Month: 20:18 - Self-Employ

UNBELIEVABLE Tips to Inflation-Proof Your Finances...REVEALED!! #shorts

UNBELIEVABLE Tips to Inflation-Proof Your Finances...REVEALED!! #shorts #inflation #finance #investing The reality of surviving inflation is that when the cost of everything rises while your income remains the same, you have only a few options. You can buy less, substitute cheaper items, or try to find more money. Learning how to fight inflation can help ensure that your purchasing power can stay up both now and in the future. Here are some suggestions:... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Are you worried about the impact of inflation on your finances? If so, you’re not alone. Inflation can have a huge impact on the value of your money, making it harder to save and invest. Fortunately, there are some simple steps you can take to protect your finances from inflation. Here are some unbelievable tips t

How to Use Your Roth IRA as an Emergency Fund

In this video, I'll go over the importance of an emergency fund and how to leverage your Roth IRA as an emergency fund. ★ Recommended personal finance books The 4 Hour Workweek: The Simple Path to Wealth: Financial Freedom: Quit Like a Millionaire: I Will Teach You to Be Rich: The Total Money Makeover: ★ Music Outdoors - Tired ★ Offers Try Airbnb for $65 off your first booking: Try Rakuten and earn $10: ★ Contact Business email: moneybeecontact@gmail.com ★ Disclosure: I am not a financial advisor. The ideas presented in this video are for entertainment purposes only. Some of the links presented in this description are affiliate links, meaning that I may receive a small commission for any profits resulting from the links.... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA https://inflationprotection.org/how-to-use-you

January 2023 Budget + Money Goals

Free Finance Tracker Templates: Get Mint Mobile for as low as $15/month: 2023 Low Spend Year: 2023 Money Goals: 2023 Annual Budget: Financial Coaching: #Budget #debtfreejourney #moneygoals Get on my Money Monday List: Money Blog: Follow me on Twitter: 💵 Support me: 💰 Venmo: @DebtOverIt ________________________________________________________________________ *ACCOUNT BONUSES* 💻 Marcus by Goldman Sachs HYS Account: Earn 1.0% higher than the stated APY for 3 months (currently will be 4.3%) Capital One 360 Checking: Open an account, set up and receive direct deposit and earn $50 💳 Discover: Earn $100 after making a purchase in your first 3 months 💳 Upgrade Card upgrade.com/r/7d7vlE65Kb Earn $200 after spending $500 and making 3 on-time payments 💳 Chase Freedom Flex: Earn $200 after spending $500 in first 3 months 5% cash back on gas for 1 year No annual fee 💳 CapitalOne Venture One: 20,000 miles after spending $500 in first 3 months 1.25 mi

A Secret Path to Military Millionaire | 2023 Enlisted Military Retirement Guide

Is it possible to retire a millionaire as an enlisted member of the military? What investment strategy or accounts do you need to build a massive portfolio with a low income? I have a solution. 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡️ 👨‍🏫 1:1 Financial Coaching 👩‍🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡️ Introductory Forum: 📧 Email: hello@firepsychat.com 📖 What’s on my bookshelf? 📖 ➡️ "1,000 Nights: Death's Love Letter to Afghanistan" "The Millionaire Next Door" 📷 Additional FIRE Videos Mentioned In this Video 📷 TSP Explained in 3 Minutes - TSP Millionaire - TSP Allocation Strategy - Paid off $47K in 2 Years Making $58K/year - For sponsorships and business inquiries, please contact media@firepsychat.com ⏰ Table of Contents ⏰ 0:00 Military Retirement 2:09 Thrift Savings Plan (TSP) 7:44 Cash Reserve 10:31 Roth IRA 13:50 Taxable Brokerage

Are You Saving In The Wrong Accounts for Retirement?

Are You Saving In The Wrong Accounts for Retirement?- Schedule Your FREE Retirement Assessment Today Make retirement planning Easier Subscribe Now: If you're wondering where to save your money for retirement, this video is for you! We'll discuss the different types of accounts available to you and explain the advantages and disadvantages of each. We also give you a step-by-step guide on what accounts to save in first. In this video, we're going to discuss the differences between Roth and traditional 401ks, and show you which account is best for you. We'll also talk about HSAs, and how they can help you save for your future. We also talk about what accounts you should save in first and where to save after that. We cover everything from an emergency fund, to employee stock purchase plans. Determining where you save can help reduce the taxes you pay. The goal is to have flexibility in your retirement and the type of savings account help give flexibility whe

2020 Stock Market Crash - 5 Things I’ve Done! (401k, Investments, etc)

While the stock market went into recession, here are 5 things I did with my investments and other things like 401k, HSA, etc. 1. Adjust 401k allocations 2. Tax loss harvest 3. Maintain Continuing contributions 4. Continue holding cash (keep your funds up) 5. Increased personal insurance liability to $1M ►Get 2 Free Stocks with WeBull when you deposit $100! ►Filming equipment (via Amazon Affiliates) 1. 18" Ring Light: 2. Mini Tripod: DISCLAIMER: Content is for entertainment purposes only and should not be considered official advice. This video and description may contain affiliate links. The content in this video is accurate as of the posting date. #recession2020 #stockmarket #howtoinvest... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/2020-stock-market-crash-5-things-ive-done

Baby Step 3 COMPLETED, Now What? | Emergency Fund | Aja Dang

I'm Aja Dang and it has happened - I have a FULLY FUNDED EMERGENCY FUND AND I FINALLY FEEL FREEEE!!!!! I started building my emergency fund in January (after becoming debt free) and have since saved up $35,000 to complete my emergency fund. I originally anticipated saving up $40,000 (including a $10,000 EF for my two dogs and including my boyfriends half of bills... just in case) but after saving up $35k and realizing how much more I could cut out after the coronavirus hit, I decided $35,000 was enough for me. I'm so happy, the feeling is much different than how I felt when I paid off all my debt. This is a true freedom and I *know* I'll never be in the same financial position I was in two years ago. And it couldn't have come at a better time. • VIDEO MENTIONS • EMPOWER: Download Empower in the App Store or Play Store and get $5 when you reach your savings goal.- To be eligible to receive the $5 bonus, (a) you must have used my referral link (b) you must

Saving Made Simple: Roth IRA and other long-term plans

Manage your savings in three categories: - Roth IRA, 401(k), or other retirement fund - Emergency fund - Dream fund Learn more here: ---------------------------- Saving Made Simple Solarity makes saving plain and simple. Following this simple approach to saving will help you plan for the future. (Buckets not included.) First, start with a mini-emergency fund of $1,000. Next, try to save 3-6 months of living expenses. Remember, every little bit counts. You may have to re-evaluate your caffeine intake. Do you have a 401(k) or Roth IRA? Consider contributing at least enough to get your company match. Then try to max out your Roth IRA. You can’t beat father time, but you can slip him a few bucks now and then. What’s on your bucket list? Make a plan, set a budget, and save to reach your bucket goals. Solarity Credit Union makes extraordinary experiences a reality for our members, employees, and communities. Orange you glad Solarity is here for you? ------------------------ Con

Fund your 401k OR Pay Off Debt

In today’s video we’re discussing whether you should fund your 401(k) or pay off your debt. Really, it boils down to personal choice, but we explain both options in this video. Popular 401(k) Videos 🔴 #1 401k rollover Mistake to Avoid: 🔴 Taxes and 401k Rollovers: 🔴 How to Read a 401k Statement: 🔴 Why you Should Care About Your 401k? [Must Watch]: ✅ SUBSCRIBE to NOT being a transaction ever again... ✅ Like us on Facebook! ✅ Follow us on Twitter! ✅ Check out our site for more tips Paying down debt. In my 24 years in finance, I have witnessed many clients getting to retirement with zero debt, and they feel relieved. No debt, and just steady income coming in. There is no better feeling. Here’s where it makes sense to pay off debt first: If your interest rate on the debt is higher than you can reasonably earn in your investments. If you are laser-focused in paying off this debt. When you need to feel that level of accomplishment of a goal. Fund your 401(k). I can

Roth IRA: Also an Emergency Fund?

#shorts #financialplanning #rothira Roth IRAs offer some great benefits, too - and they're an emergency fund, too! ⬇️ DISCLAIMER : Celestial Wealth Management, LLC is registered as an investment adviser in the State of Maryland and Texas. Neither the information nor any opinion constitutes an offer or an invitation to make an offer, to buy or sell any securities or other financial instruments. This video is not intended to provide personal investment advice and it does not take into account the specific investment objectives, financial situation and the particular needs of any specific person. Investors should seek financial advice regarding the appropriateness of investing in financial instruments and implementing investment and planning strategies discussed in this video and should understand that statements regarding future prospects may not be realized. Nothing provided here constitutes tax advice. Individuals should seek the advice of their own tax advisor fo

Stock Investment Portfolio Game Plan - How I Manage $300,000 (401k, 457, Roth IRA)

Stock Investment Portfolio Game Plan - How I Manage $300,000 (401k, 457, Roth IRA) #investing #fidelityinvestments #investingforbeginners #stockmarket In this video, I walk you through my stock investment portfolios. I think it’s important for beginning investors to visualize what a successful investor’s portfolio looks like. In my 20 years of investing, I managed to grow my $2000 life savings into over $300,000 while paying off over $100,000 in debt. ----------------------------------------------------------------- Subscribe to the channel and learn how to achieve financial freedom! Click the Like button if you enjoy this content! Thanks so much! ----------------------------------------------------------------- In this video, I share my holdings and my game plan for my emergency fund and my investment portfolios. I'm able to invest in individual stocks in my 401k and 457 retirement plans through Fidelity BrokerageLink, offered by my employer. 1:23 Emergency Fund 3:40