Timothy Sumer

Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other matters. RBI is not a broker-dealer, investment advisory firm, insurance company, or agency and does not provide investment or insurance-related advice or recommendations. Brandon Christy, President of RBI, is also president of Christy Capital Management, Inc. (CCM), a registered investment

👉 Federal Government Job Class here 👉 PRIVATE COACHING: Would you like to reitre with a $2,500 a month pension? In this video, I discusss a few ways you can earn a $2,500 a month pension with a federal government job. The stock market is often unpredictable and a pension offers you a sense of security in difficult times. Are you ready for a federal government job? Let me know down below. Download the Federal Resume Template & Job Checklist here: Thanks for watching! ☕️ If you wish to support the channel, you can Buy Me a Coffee☕️: Email me at: federalresumemasterclass@gmail.com #governmentjobs #pension #retirement... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Retiring from a government job with a federal pension is something that many people dream of. This kind of retirement brings with it

There are a number of options to maximize your TSP. We discuss how to maximize the matching funds from the Federal Government. We also discuss how to catch up if you are over 50 years of age. We also cover the Roth TSP and Roth IRA and how each may be beneficial in your retirement plans. Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other

No withdrawal strategy is discussed more that the Thrift Savings Plan barbell strategy. The barbell strategy is a method for federal retirees to take withdrawals from TSP, but how does it work? Here I discuss how it would work incorporating an IRA as well as if you left funds in TSP (hint: not simple!). My kids taking pics on my phone comes in handy sometimes 🤣... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The TSP Barbell Strategy is an investment strategy that encourages investors to allocate their investments between two extremes, namely low-risk investments and high-risk investments. The name of the strategy is derived from the shape of a barbell, where the weight is distributed on two opposite ends. The TSP Barbell Strategy is primarily meant for investors who have a low-risk tolerance, and at the same time,

#rbi #manageyourtsp #reallocatefunds To reallocate funds tactically is to maintain a balanced approach. If the market surges and one of your investments is suddenly doing well, do you ditch your other investments and throw everything you have in that one basket? This generally is not a wise plan for long-term growth. The principle of “buy low, sell high” is a good rule for managing your investments. Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be appl

What are the differences between TSP and Roth TSP? Should a federal employee put money in take advantage of the Roth Thrift Savings Plan (TSP) or no? The TSP is a big part of FERS retirement and it could benefit every federal employee to take a few minutes to learn the differences and evaluate what their best option is.... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing TSP or Roth TSP: Which Retirement Savings Plan is Right for You? As a federal employee, it’s likely that you’ve heard of the Thrift Savings Plan (TSP), a retirement savings plan available to members of the military and federal government employees. While the TSP is a popular option for many, there is also a Roth TSP available. So, how do you decide which is the right plan for you? TSP The TSP is a traditional retirement savings plan, meaning that it a

Presented by TSP Agency Liaison Specialist Arvella Collins, Federal Retirement Thrift Investment Board. -- U.S. Department of Health and Human Services (HHS) We accept comments in the spirit of our comment policy: HHS Privacy Policy ... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing As a young professional, it's never too early to start planning for your retirement. One tool that is available to federal employees and members of the military is the Thrift Savings Plan (TSP). The TSP is a defined contribution plan, similar to a 401(k), that allows participants to save for their retirement through pre-tax or after-tax contributions, which can be invested in various funds. If you are a federal employee or member of the military, you are automatically enrolled in the TSP with a 3% contribution from your paycheck.

The Thrift Savings Plan declining can be a scary thing for federal employees, but what happens after the decline? Advisors like to tell people to stay put, and don't touch your TSP! But why? Here is a little context on why and what has happened in the past after a decline of 25% or more.... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Thrift Savings Plan (TSP) is a defined contribution retirement plan for federal employees. It is similar to 401(k) plans offered by private sector companies. The TSP has been a popular retirement savings vehicle for federal employees since its creation in 1986. However, recent declines in TSP returns have caused concern among its participants. In 2018, the TSP saw its first decline in five years, with the C Fund (which tracks the performance of the S&P 500) declining by 6

In this final episode in the TSP Millionaire Podcast, Elizabeth reveals a powerful tool to help you grow and protect your TSP account. FEBC Online Resources: The TSP Calculator: What is my Risk Number? Free Download Resources: The TSP Millionaire Book: The TSP Risk-Guard Exec Summary: Six Keys to Understanding the New TSP Mutual Fund Window: Free 17-point Assessment for Federal Retirement: How to Become a TSP Millionaire - Links to the Podcast Series: Part 1: Part 2: Part 3: Part 4: Part 5: Subscribe today for more valuable information and FREE resources. Contact Us: FEBC Website: www.FEBCnow.com Email Elizabeth Inman: Elizabeth@FEBCnow.com Email Bryan Fentress: Bryan@FEBCnow.com Call FEBC Offices: (918) 396-5171 In this Podcast Episode: 00:00 Introduction 00:52 Three FREE documents that can help you become a TSP Millionaire 02:47 Introducing the Risk-Guard™ Proprietary Process 03:53 How Risk-Guard™ Works 05:08 Risk-Guard™ Executive Summary 06:43 The Ri

To rollover or not rollover your TSP FinEd for Feds is dedicated to providing financial planning education that is relevant for U.S. Federal Government Employees. Federal Employee benefits are complicated yet extremely valuable. Our goal is to make your benefits easier to understand and explain how they integrate with other aspects of your financial life. Ultimately, we want you to be educated during your working years and to feel confident and empowered to retire comfortably from federal service. Discovery Wealth Planning LLC is a Registered Investment Advisor. We are fee-only, which means we do not sell products for a commission. We are also a fiduciary and we put client interests first 100% of the time. We offer one-time and ongoing financial planning engagements with a CERTIFIED FINANCIAL PLANNER™ for U.S. Feds. To learn more, please visit This channel is purely educational and should not be considered as financial, legal or tax advice. Discovery Wealth Planning LLC (“

The Top 5 mistakes people make with their Thrift Savings Plan (TSP) and 401k account . Generally, people have either a Thrift Savings Plan if they are in the military of federal 👉 Federal Government Job Class here 👉 government or a 401K if you are working in the private sector. And these are great retirement vehicles that you should be shoveling money into whenever you are able to. The maximum amount you can contribute in 2022 has been increased to $20,500. I hope this video can help someone. Thanks for watching! Email me at: federalresumemasterclass@gmail.com... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing When it comes to planning for retirement, many people rely on employer-sponsored plans such as the Thrift Savings Plan (TSP) and 401K. However, even with the best intentions, some common mistakes can hurt yo

#comparefehbplans #fehbandmedicare #fehbrates As a federal employee, there are rules to consider for your Federal Employee Heath Benefit or FEHB. In this video we discuss employment timing, spousal continuance and costs. We also discuss Medicare and now that work with you FEHB. Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other matters. R

If you’re considering a Roth conversion or have already converted your Traditional TSP to a Roth IRA, there are some critical things that you don’t want to ignore. In this video, we share 4 things that are commonly overlooked, which can oftentimes have a negative impact on your taxes and retirement benefits. Have a question about Roth Conversions, Federal Benefits, or retirement planning ? Post in the comments section or contact us at: Are you seeking a financial planner who specializes in working with federal employees? Schedule a free consultation at: Connect with Fedway Financial on Social Media: Connect with Jerel Harvey on Social Media: #TheMoneyBriefing #RothConversion #ThriftSavingsPlan Music provided by LAKEY INSPIRED – Chill Day Disclaimer: All content on this site is for general information purposes only and is not intended to provide any personalized financial advice.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gol

The I fund tends to get a bad rap amongst federal retirees and employees, but is there a good reason for it? Some people say to never invest in the I fund. This video sheds a little light on investing in the C fund vs the I fund and what the current situation looks like and what going forward could look like. TSP investors should do some due diligence before investing.... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Thrift Savings Plan (TSP) is a retirement savings plan for federal government employees and members of the military. It offers several funds in which investors can allocate their contributions, including the TSP I Fund. The TSP I Fund, also known as the International Stock Index Investment Fund, invests in the stocks of companies located in developed and emerging markets outside of the United States.

If you don't debt at the right time, you're going to get an extra penalty. At what age can I withdraw from TSP without penalty? It seems to be a unique question to answer. Thrift Saving Plan or TSP is a program for retired officers working in the US. You can save your money or retire in TSP. Click here to learn more = Because TSP is a retirement program, it doesn't give a penalty for withdrawing your money. However, it applies the requirement in which you withdraw the money during a period of retirement. If you stop working for the federal government, you can start to withdraw your retirement fund and money when you reach 55 years old. Meanwhile, if you are still working for the federal government, you must wait to withdraw money until you reach 59.5 years old. Visit article post here = #thriftsavingplan #tsp #retirementinvestment... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN

Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other matters. RBI is not a broker-dealer, investment advisory firm, insurance company, or agency and does not provide investment or insurance-related advice or recommendations. Brandon Christy, President of RBI, is also president of Christy Capital Management, Inc. (CCM), a registered investment

Don't make a HUGE mistake choosing the TSP Default Annuity. There are many things to know that no one is going to tell you. These mistakes can cost you thousands. Protect yourself, your money, your family, and your future. Call (630) 834-3794... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The Thrift Savings Plan (TSP) is a retirement savings plan for federal employees and members of the military. It is similar to a 401(k) plan in the private sector. One of the options for receiving retirement benefits from the TSP is through the Retirement Default Annuity, which is a fixed payment made to the retiree on a monthly basis for the rest of their life. While the Retirement Default Annuity may seem like a secure and guaranteed source of income in retirement, it has some drawbacks that retirees need to be aware