Timothy Sumer

Jeff Dragon North Shore Retirement Advisors  (617) 855-9738 #financialadvisor #retirementplanning... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA How to Avoid an IRA Rollover Mistake An Individual retirement account (IRA) is a popular investment option for individuals looking to secure their financial future. It offers tax advantages and a variety of investment options, making it an attractive choice for retirement savings. However, when it comes to rolling over your IRA, there are potential pitfalls you should be aware of to avoid any costly mistakes. In this article, we will discuss some essential tips on how to avoid an IRA rollover mistake. 1. Know the difference between a direct and indirect rollover: It's crucial to understand the two types of IRA rollovers. A direct rollover involves transferring funds from one IRA cust

Pros and Cons of waiting to take Social Security. Are you on the fence about waiting to take your social security? Just like for every decision, there are pros and cons to making that decision. In this video, Nolan Baker and Chaz Price discuss what they consider to be the pros and cons of waiting to take social security. Got a comment, post it below. Then, subscribe above and never miss new, on-demand financial and retirement content covering the latest news on investing, retirement, and more! MICHIGAN, OHIO, & TEXAS FINANCIAL ADVISORS & CLIENT SERVICES We are committed to working with retirees to help them get the retirement they deserve. We do this by providing guidance to help you develop an overall retirement income strategy and by offering a variety of insurance and investment products to help achieve the objectives of that strategy. We’re here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy

Pros and Cons of waiting to take Social Security. Are you on the fence about waiting to take your social security? Just like for every decision, there are pros and cons to making that decision. In this video, Nolan Baker and Chaz Price discuss what they consider to be the pros and cons of waiting to take social security. Got a comment, post it below. Then, subscribe above and never miss new, on-demand financial and retirement content covering the latest news on investing, retirement, and more! MICHIGAN, OHIO, & TEXAS FINANCIAL ADVISORS & CLIENT SERVICES We are committed to working with retirees to help them get the retirement they deserve. We do this by providing guidance to help you develop an overall retirement income strategy and by offering a variety of insurance and investment products to help achieve the objectives of that strategy. We’re here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy

Leave us a comment below if you have any more questions you want answered! Want to learn more about how you can plan for your federal retirement? Then check out the links below: Find a top rated financial advisor near you: Retirement Consultation: Manager Training: psreducators.com/manager-training/ E-Learning: ... ( read more ) LEARN MORE ABOUT: Qualified Retirement Plans REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Can You Contribute To TSP After Military Retirement? Military retirement signals the end of a dedicated service to the nation and the beginning of a new chapter in life. At this stage, many veterans often wonder about the possibilities of further contributing to their retirement savings. Specifically, they may question whether they can continue to contribute to the Thrift Savings Plan (TSP) after their military retirement. The answer to this

If you went all-in on a Roth 401(k) instead of maxing out your traditional 401(k), would you be better off? ► Announcing THE RETIREMENT ADVENTURE CLUB! We've launched an online membership designed to help you plan for retirement and connect with others who are asking the same retirement questions you’re asking right now. The Club will feature access to RightCapital financial planning software, a growing library of financial planning checklists, online courses, and regular access to me and the team during live-streamed office hours calls. -- LINKS -- Want to run these numbers for yourself? Download this spreadsheet: ► On Track for Retirement Spreadsheet Timestamps 0:00 - Traditional vs. Roth 401(k) 1:23 - Beginnings of the Roth 401(k) 1:54 - Our assumptions 2:44 - Living expenses assumptions 3:38 - Current retirement savings 4:07 - Projected savings at retirement 4:56 - Expected income in retirement 6:47 - Tax rates make a difference 7:53 - Monte Carlo analysis re

Changing jobs, retired, or thinking of retiring? In this video, I'm going to show you how to roll over your 401k to an IRA account. This allows you to take control of your retirement savings and AVOID TAXES. I'll show you step by step how to rollover your 401k, and make the most of your retirement investments! Schedule a phone or video appointment: Subscribe to Atterbury Investment Management here: for fresh content regularly on the topics of • retirement planning •INVESTMENT MANAGEMENT, and •LONG-TERM WEALTH MANAGEMENT Email (Clark): clark@clarkatterbury.com Email (Keeley): keeley@clarkatterbury.com Web: https//www.clarkatterbury.com Connect with us on social media: Facebook: LinkedIn: Representatives are registered with and offer only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. 6187 Carpinteria Ave, Carpinteria, CA. 93013, @. Atterbury Investm

Inflation has peaked, for the moment, so what's happening with your savings? We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN ABOUT: Investing During Inflation REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing How Inflation Is Affecting Your Savings Inflation can significantly impact the purchasing power of your savings over time. With rising prices, your hard-earned money may lose value, making it crucial to understand the effects of inflation on your savings and take appropriate measures to protect them. When you save money, y

Navigating a 401k rollover from a previous employer can be complex. In this video, we explore the critical timelines and options for those who have and have not received a distribution. Whether you're considering leaving your 401k with your ex-employer or rolling it over to an IRA or new employer's plan, we break down the choices and potential pitfalls. Watch to learn more about this essential aspect of retirement planning . Schedule a phone or video appointment: Subscribe to our channel: for fresh content regularly on the topics of • retirement planning •INVESTMENT MANAGEMENT, and •LONG-TERM WEALTH MANAGEMENT Email (Clark): clark@clarkatterbury.com Email (Keeley): keeley@clarkatterbury.com Web: https//www.clarkatterbury.com Connect with us on social media: Facebook: LinkedIn: Representatives are registered with and offer only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment adviso

What are some of the legitimate reasons to file for Social Security as early as you can? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne cover different Social Security filing options, why you may want to wait, the five reasons you may consider filing earlier rather than later, and a few things to be aware of before filing. #socialsecurity #greensboronc #clemmonsnc #winstonsalemnc #retirement _____________________ The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comme

KEY POV: We still believe cash is king and a high cash position will provide great buying opportunities closer to the summer. Thanks for watching. In this video, you'll understand why we've been concerned about the economic cycle since early 2021. Now the cracks are clearly evident. After his latest FOX Business interview, Eddie received a lot of questions about his comment, "in my opinion, there is nothing anyone can do to stop what has already happened." There are macroeconomic factors at play that have a tremendous impact on where we go from here. In our opinion, these are the macro dynamics that make KEY Advisors bearish: a. Small businesses are closing their doors at a rate we have not seen since the great recession. b. Subprime auto loan delinquencies are accelerating at a rate we have not seen since the great recession - c. Commercial real estate will continue to be challenging due to lower demand for corporate and retail space (high occupancy

If you want to learn more, please Subscribe: @Costanzo Financial Advisors ​ There are so many annuities out there and the key is finding the right one that fits your situation today. There is never a bad or good annuity is it simply what one fits your situation. Annuities can play an extremely important part in retirement planning and is a tool that everyone has in their arsenal. I find it can dramatically improve someones retirement when done right. #annuity #retirementplanning #retirementplanning #investing #florida The 4 types of annuities: If you would like to schedule a meeting click the link here: Website: www.costanzofa.com Please Subscribe: @Costanzo Financial Advisors ​... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing What is an Annuity? Financial planning is an essential aspect of everyone's

Adam welcomes Brandon Caldwell, Senior Mortgage Advisor with Ruoff Mortgage to discuss rising interest rates and the changing mortgage market for residential purchases.  Brandon shares more about certain changes to regulation that make it more expensive for a qualified borrow to get a mortgage and more affordable for a less qualified borrower.  Brandon also talks more about loan level price adjustments and how they work during the mortgage process.  Given the prominence of new construction deals happening in the market Brandon explains those products and how they are trickier than you may anticipate.  Adam and Brandon also discuss some of the lesser utilized yet still viable products in today's market including Bank Statement Loans, No Doc Loans, and DSCRs.  Lastly, Brandon shares his advice to those who think they should wait until mortgage interest rates decline.   Email Brandon: B.Caldwell@ruoff.com  Brandon Caldwell Senior Mortgage Advisor  Ruoff Mortgage, NMLS I

What are the pros and cons of cashing out a 401k? Is cashing out your 401k in your best interest? Chances are it isn't. But if this is something that you are considering take a few minutes and listen to Nolan Baker and Chaz Price discuss some of the pros and cons of cashing out your 401k. Got a comment, post it below. Then, subscribe above and never miss new, on-demand financial and retirement content covering the latest news on investing, retirement, and more! MICHIGAN, OHIO, & TEXAS FINANCIAL ADVISORS & CLIENT SERVICES We are committed to working with retirees to help them get the retirement they deserve. We do this by providing guidance to help you develop an overall retirement income strategy and by offering a variety of insurance and investment products to help achieve the objectives of that strategy. We’re here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy but in maintaining it throughou

We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- For more information visit: --- Instagram @jazzWealth --- Facebook --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing When Your 401k Savings HURTS You A 401k retirement savings plan is often hailed as one of the best ways to secure a comfortable and financially stable future. It allows individuals to set aside a portion of their income before taxes, letting it grow over time with the intention of enjoying these funds at retirement age. However, there are circumstances in which the very existence of a 401k can turn against you and