Timothy Sumer

Let's discuss the possibility of a 2023 Recession, how the stock market has performed throughout prior drops, and what you can do to make sure you're best protected - Enjoy! Add me on Instagram: GPStephan GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: NEW BANKROLL COFFEE NOW FOR SALE: GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: THE NEW PODCAST: The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: - $100 OFF WITH CODE 100OFF THE 2023 RECESSION: 1. YOU WILL NEED TO STAY EMPLOYED. In fact, just a quick Google search for “mass layoffs” gives you dozens upon dozens of companies who are trimming their workforce - and, as Bank of America warns: The Us Economy Will Soon Start Losing 175,000 Jobs Per Month. That’s why the largest financial losses will come f

Unlike a traditional IRA, Roth retirement accounts offer a unique tax advantage, allowing you to take tax-free distributions. Many people argue that a Roth IRA is the best way to become a tax-free millionaire while only contributing $6,000 per year. Like and subscribe for more wealth building podcast... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: Gold IRA Account INVESTING IN A SILVER IRA: Silver IRA Account REVEALED: Best Gold Backed IRA Roth IRA - $6,000 per Year to Tax Free Millionaire A Roth IRA is a retirement savings account that allows individuals to save money for retirement, while also providing tax-free income in retirement. The maximum annual contribution to a Roth IRA is $6,000 for individuals under 50 years old, and $7,000 for individuals 50 years old and over. While the annual contribution limit may seem small, over time, it can add up to a significant amount of money that can grow tax-free. Individuals who con

Attain Your Potential - Download the FREE Impact 90 Challenge Start Pack: bit.ly/3hr3zBi Click here to download your FREE guide to 100x YOUR EFFICIENCY IN 10 EASY STEPS: On Today's Episode: If you’ve noticed the price of eggs recently you may have realized the pain of the recession we’re currently experiencing. Making money during a recession is not only possible, it’s often said to be the time when millionaires are made. Graham Stephan, host of Iced Coffee Hour, successful YouTuber with over 500 million views started his journey to financial success at 18 years old at the start of the 2008 financial crisis. Years later, over 30 and more than $120 million in real estate sales later, he’s one of the biggest millennial influencers sharing his wins, failures, and experiences for everyone to learn. In this episode Graham talks about spotting opportunities, doubling down on where you put your efforts, his approach to investing, and how he beat the market with a monkey pi

Let's discuss the 2023 Recession, how the Federal Reserve might be able to perform a Soft Landing, what this means for home prices, and how the IRS may be changing - Enjoy! Add me on Instagram: GPStephan | GET MY WEEKLY EMAIL MARKET NEWSLETTER: GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: THE NEW PODCAST: The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: - $100 OFF WITH CODE 100OFF THE 2023 RECESSION: As The Boston Globe Pointed Out, throughout the last 6 recessions that have been confirmed…there is an AVERAGE LAG TIME of 7.3 MONTHS between the time a recession takes place - and the time it’s actually announced. in the 44 years they’ve been operating, they have never ONCE had to rescind or change their declaration - which means, they’re extremely accurat

Lets talk about how to retire in 10 year, starting with $0, and how you can build a portfolio of investments to cover your daily expenses - enjoy! Add me on Instagram: GPStephan GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & SEE MY STOCK TRADES - USE CODE GRAHAM: NEW BANKROLL COFFEE NOW FOR SALE: DOWNLOAD MY NEW FINANCIAL APP: JOIN THE WEEKLY MENTORSHIP - The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: - $100 OFF WITH CODE 100OFF NUMBER ONE: IT MAKES NO DIFFERENCE HOW MUCH MONEY YOU MAKE When it comes to achieving financial independence….it ONLY matters… how much of THAT income you can SAVE at the end of the day.  NUMBER TWO: SAVE MONEY What most people DON’T know is that, based on your own income and expenses, you can calculate how long it’ll take you to retire - at your current savings rate - in less t

💰Get $100 Here with your Roth IRA: Video Outline 0:00 Introduction 0:35 What is a Roth IRA? 2:28 Mistake #1 4:40 Mistake #2 6:19 Mistake #3 7:25 Mistake #4 9:11 Mistake #5 10:30 Outro Social Media: ⮕ 🖤 Follow Me on Twitter: ⮕ 🖤 Follow Me on IG: ⮕ 🖤 Website: — This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only as the time of the video publishing date and may have changed by the time you watch it. Advertiser Disclosure: Some of the links and other products that appear are from companies which Brian Jung may earn a small affiliate commission. The offers shown in these videos are competitively the best offers you can find all while supporting this channel. Disclaimer: I am not a financial advisor. Brian Jung does not pro

Let's talk about Silicon Valley Bank, they're recent bankruptcy, how this will affect the financial markets, and how you can protect your money moving forward. Add me on Instagram: GPStephan | GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: THE NEW PODCAST: The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: - $100 OFF WITH CODE 100OFF My ENTIRE Camera and Recording Equipment: For business inquiries, you can reach me at graham@night.co *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The conte

Build a website with and use code GRAHAM at checkout for 10% off! Enjoy! | These are the money habits that keep you poor - Add me on Instagram: GPStephan GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: NEW BANKROLL COFFEE NOW FOR SALE: GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: - $100 OFF WITH CODE 100OFF MONEY HABITS THAT KEEP YOU POOR: Number 1: Lifestyle Inflation. This is what happens when spending increases right alongside your income - so, as soon as you start making more - you begin spending more. So, instead of spending more money, do your very best to keep your expenses at the exact same level and save the difference. The longer you can delay making those ‘nicer’ lifestyle purchases, the more you’l

Let's discuss my personal favorite index funds for 2023 and how you can invest throughout the next year - Enjoy! Get up to an extra $10,000 when you transfer your stocks to Public from another brokerage - Go to and use code GRAHAM - Add me on Instagram: GPStephan NEW BANKROLL COFFEE NOW FOR SALE: GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: - $100 OFF WITH CODE 100OFF MY PERSONAL FAVORITE INDEX FUNDS OF 2023: 1. VTSAX / VTI This is a Vanguard Index Fund that encompasses the ENTIRE US stock market, for less than $100 per share. If there’s a small cap, medium cap, or large cap stock in any industry you can think of - this index fund probably owns a tiny piece of it -and, you get exposure to 4028 different stocks. 2. VFIAX / VOO This fund encompasses the SP500, whi

Bank Collapse 2023 **************************************************************************************** 🟢 💸 DOWNLOADABLE RESOURCES: 💸 🟢 ************************************************************************************ ★ Subscribe to our channel for time sensitive Tips! ★ ************************************************************************************* 1️⃣ Do you have a income plan set up to never outlive your money, so you are not a burden on loved ones? 2️⃣ Are you getting the greatest returns with the least amount of risk for you personal risk tolerance? 3️⃣ Do you have a tax plan in place to pay the minimum taxes allowed by law? 4️⃣ Are you maximizing your Social Security Benefits? 💰 💰 💰NEED HELP WITH YOUR RETIREMENT PLAN? 💰💰💰 💰You can schedule a complementary visit to discuss your needs: 💰 Call us at (479) 268-4463 or go to *********************************************************************************** 📘 Pick up Tony's la

🎥🎧📝► *WATCH THE FULL PODCAST EPISODE* ► *_The_ _Signet Podcast episode with Luis Maizel_* *Luis Maizel is the founder LLJ Ventures (Private Equity with a Real Estate Focus), LM Capital (institutional fixed income), and LM Advisors (Money Management for high net worth families).* ✅💰😉► *SUBSCRIBE* ► Luis has raised in the hundred of millions of dollars for real estate projects just in the last few years and manages well into the billions of dollars in fixed income assets and equities for various public and private clients. He has done this since 1984. Luis has been on MSNBC, Bloomberg and other shows as a commentator for his insightful understanding of the markets. Luis carries a wealth of knowledge. Today, we are fortunate enough to get some thoughts from Luis on strategies in investing, partnering with others, debt and inflation, and more. Shot Date - February 24, 2020 💰🏡💲 *Thank you for watching and Invest Responsibly!* 👍👍👍 *If you enjoy the video, please

retirement planning 101: 401(k), IRA, and Roth IRA - Which is Right for You? | retirement planning 🎉 Planning for retirement is an exciting milestone, but with so many options available, it can be overwhelming to figure out which savings plan is best for you. In this video, we'll explore the differences between 401(k), IRA, and Roth IRA plans, so you can make an informed decision and start saving for retirement today! 🤔 Not sure what the differences are? We'll break down the basics of each plan, including contribution limits, tax benefits, and withdrawal rules. We'll also discuss factors to consider when choosing which plan is right for you, such as your age, income, and future financial goals. 📈 Don't miss out on this valuable information that could help secure your financial future. Click play now and start planning for a worry-free retirement. Don't miss out on the latest updates and exclusive content, subscribe now for more!💸💰🌎 Expand yo

Contributions to a traditional 401(k) are taken directly out of your paycheck before federal income taxes are withheld. Because the contributions are pre-tax, it lowers your total taxable income which means you might owe less in income taxes, regardless of whether you itemize or take the standard deduction. It may even put you in a lower tax bracket! Your pre-tax contributions are then tax-deferred until you choose to withdraw them in retirement. The premise is that in retirement you’ll likely be in a lower tax bracket than if you were taxed on the money now. 401(k) Loan Basics Technically, 401(k) loans are not true loans, because they do not involve either a lender or an evaluation of your credit history. They are more accurately described as the ability to access a portion of your own retirement plan money—usually up to $50,000 or 50% of the assets, whichever is less—on a tax-free basis. You then must repay the money you have accessed under rules designed to restore your