Timothy Sumer

Confused about whether to choose a self-directed 401(k) or a self-directed IRA for your retirement investments? Let us shed light on this important decision! In this informative video, we'll compare and contrast the unique features of self-directed 401(k)s and self-directed IRAs, enabling you to make an informed choice. A self-directed 401(k) and a self-directed IRA both offer individuals the ability to take control of their retirement investments and diversify beyond traditional options. However, they differ in key aspects. Join us as we explore the distinctions between these powerful retirement savings vehicles. Furthermore, Rick discusses the advantages of a self-directed 401k vs a self-directed IRA. Some advantages are higher contribution levels, matching, and no income limitations. You can declare your personal contribution as a ROTH contribution. SD 401k allows you to directly or indirectly be apart of the real estate world. This is possible through non recourse

In this video, we sit down with Jill from IPLANGROUP to talk about investing in self directed IRAS. They discuss the pros and cons of investing in self directed IRAS, as well as some strategies for mitigating the risks. If you're interested in investing in self directed IRAs, then be sure to watch this Q&A with Jill from IPLANGROUP. They'll discuss the pros and cons of investing in IRAs, as well as some strategies for mitigating the risks. They'll also answer some of the most common questions about self directed IRAS. So don't miss it! Home - iPlanGroup - Website Schedule an IRA Strategy Session – Schedule with Jill directly for a discovery session (free 30-minute call to go over your investment plan) IPlanGroup | Westlake OH (facebook.com) – Facebook iPlanGroup - YouTube – YouTube iPlanGroup (@iplangroup) • Instagram photos and videos – Instagram My contact information: Paul Rink 440-458-2566 call or text Link to my Facebook page (Give Yourself

For detailed information on Self Directed IRA visit or subscribe our channel.Thanks to subjectmoney.com for sharing this presentation about "what is an IRA?". #IRA #Savings #Retirement savings #what is IRA traditional ira what is an ira what is a roth ira simple ira inherited ira sep ira rules fidelity ira what is ira fidelity roth ira ira definition ira deduction simple ira rules ira tax deduction ira withdrawal rules what is a ira define ira iras what does ira stand for ira income limits ira contribution limits ira contribution rules beneficiary ira ira services ira contributions roth ira rules... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA What is an IRA? An Individual retirement account (IRA) is a type of savings account that helps individuals save money for retirement in a tax-advantaged way. It is a popular financia

Single people can and do retire comfortably. Many of the retirement planning concepts are the same as they are for couples, but it’s wise for singles planning for retirement to pay extra attention to long-term care and other topics. Please note that I try to continually improve content on this topic, and my latest information is at 🙋 Do you have suggestions for how singles can plan for retirement and long-term care? Please share in the comments below or send me an email! With Social Security or a pension, you get a base of income. If that’s not sufficient to cover your after-tax spending needs, you typically supplement that income by spending from your retirement savings—your 401(k), 403(b), IRAs, etc. Most people don’t “live off the interest.” Instead, they spend down their assets, so it’s important to have a robust investing and income plan that accounts for taxes, inflation, unpredictable markets, and other surprises. See the most important aspects of retiring as a

Americans’ 401(k) and IRA balances have reached all-time highs for the third consecutive quarter, according to Fidelity Investments. The average 401(k) balance was $97,700 as opposed to $73,300 five years ago. The average IRA balance hit $100,200, five years ago it was $73,100. Fidelity says the growth is due to 53 percent market action and 47 percent employee contributions. But, one in five workers aren’t taking advantage of their (401)k company match, potentially missing out on thousands of dollars.... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Americans' 401(k) and IRA Accounts Reach All-Time Highs In a notable financial achievement, Americans' 401(k) and Individual retirement account (IRA) accounts have reached all-time highs. These retirement investment vehicles have witnessed significant growth in recent years, reflecti

股市大跌 401k IRA怎样操作 | 401k IRA 长期投资 策略 | 股市跌 投资方案 | 401k投资 IRA账户 投资 | 最近的股市真的是跌宕起伏，所以就有一些朋友问我说，他们在401k和IRA账户里面的钱，要不要先转成现金避一避风险。然后等股市稍平定下来之后再投回去？要不然这每天的心情就好像坐过山车一样，让人无比煎熬。虽然这些跌幅和震荡在股市历史中其实都不算大，但我们还是可以想象，眼睁睁的看着自己努力工作赚来的钱就这样在股市中蒸发掉，那真的确实是一件让人压力山大的事情。 今天我就跟大家分享一下，面对股市大跌的时候，几种我会对自己401k和IRA账户所做的事情，和几种不会对这些账户所做的事情。这些都只是用我个人的想法与看法来跟大家分享。而我们每一个人都有着不一样的财务情况和风险承受能力，所以，我们每个人对市场动荡所做出的反应当然也会不同。... ( read more ) LEARN MORE ABOUT: IRA Accounts CONVERT IRA TO GOLD: Gold IRA Account CONVERT IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA Stock Market Plunges: What to Do with IRA and 401k Investments? Sharing a Few Do's and Don'ts The recent volatility in the stock market has left many investors worried about the fate of their retirement savings, particularly those held in individual retirement accounts (IRAs) and 401k plans. As the markets experience wild swings, it's essential to keep a level head and have a well-thought-out strateg

We have numerous videos on this channel about the income limits for contributiing to a Roth IRa. See if you make too much you are phased out from contributing to a Roth IRA. This "phase out" number can vary based on how you file your income taxes but if you make too much then you can no longer contribute to a Roth IRA. Well let's talk about the other side of things. What happens if you have a low income due to time off work, or maybe you are a student. Well first of all you must have earned income to contribute to a Roth IRA. The next rule is that you must have enough earned income to cover your contribution amounts. So for example if you only earned $4,000 for a given year then the most you can contribute to a Roth IRA would be $4000. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments and, using NestEgg we can help you with every penny! ---Ready to subscribe--- For more information v

The pension system in the United States is currently not helping the average American. Most people have less than $100,000 saved when they want to retire. And their income in retirement is not able to sustain their lifestyle. Stephen Dobrow, former President of ASPPA (American Society of Pension Professionals & Actuaries) helps us understand the magnitude of the problem and the political efforts underway to forge solutions. This program was aired on KMVT15 Community Media.... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Reference Point - Retirement Pension Programs Retirement is an inevitable phase in our lives when we bid adieu to our professional career and step into a well-deserved life of relaxation and leisure. However, to maintain the same standard of living and financial stability during this p

Hey Youtube Family, Welcome back to another video! So today we will be discussing what exactly an IRA is? An individual retirement account (IRA) is a tax-advantaged investing tool that individuals use to earmark funds for retirement savings. The original idea for the IRA was initiated in 1974 and was only allowed to be opened strictly through financial institutions. It also was not deductible and limited to an annual contribution limit of 1500 dollars. Despite these limitations, the IRA was very popular garnering over 1.5 billion in investments in its very first year in existence, tripling that number to 5 billion dollars in investments by 1981. Today, that number has hit the 10s of Trillions with approximately 1/3 of American households holding an IRA. I hope this video was super helpful to you. If so definitely SMASH THE LIKE BUTTON, COMMENT, and SUBSCRIBE for weekly content like this. Also, if you have any suggestions or you appreciate some of the edits that I have ma

What is a Roth conversion and why should you consider it? The ultimate goal is a tax-free retirement. All qualified Roth distributions are free of taxes. Of course, retirement funds can't escape the tax man altogether, so when you convert traditional, pretax funds to Roth, you will owe taxes. On this episode of Adam Live, IRA Financial founder, Adam Bergman, Esq. will discuss what a Roth conversion is, how to perform one, and the rules you need to be aware of. He will also explain why and when you should consider doing one. Join us LIVE on Thursday, September 21st at 1:00PM EDT! *please note the date change* -- Learn more: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(k) plan to make alternative asset investments, such as real estate. He created I

In this week's Hidden Wealth Reviews, I teach what you can do to remove yourself from the waste of Washington and the Wall Street whipsaw. This week, the Federal Reserve hinted they wouldn't raise interest rates. The market rallied in anticipation of this announcement. When the actual announcement was made, the market dropped, giving back three times the gains it had just made, all due to the wording used in Fed Chairman Powell's statement. If you're within five years or less of retirement or if you're just tying to get better through retirement, I want to teach you how to avoid the whims of Wall Street and the Washington tax waste. To learn how, register now for this coming Tuesday's Tax Protecting Your Retirement webinar. I read a recent article in Forbes that revealed how many people with significant IRA assets are leaving a lot of money on the table by letting the IRS and Congress determine their IRA strategies. The article discussed the importa

In this week's episode, IRA Financial's Adam Bergman Esq. answers questions about Inherited IRA options, making a real estate investment with family members and if a Roth conversion makes sense. -- *Question 1 from Tiffany J in Santa Barbara, CA: If I inherit an IRA, do I have to take it or can I disclaim it? *Question 2 from Roger A in Odessa, TX: Can I invest in a real estate investment with myself, my sister, and my dad, who will own just 22%? *Question 3 from John J in Phoenix, AZ: I am 57 years old, own an apartment building in my IRA that has appreciated significantly in the last three years. Should I do a Roth Conversion? Have a question for Adam? Send it to us! abergman@irafinancial.com -- Discover more videos by IRA Financial: Subscribe to our channel: -- About IRA Financial: IRA Financial Group was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many

Did you know that retirement funds are not the only option you have while thinking about your IRA? Better - you can invest in Real Estate (Long term rentals, short term rentals, syndications etc.) with a self-directed IRA! Watch this conversation with Alex Perny from Advanta IRA (... ( read more ) LEARN MORE ABOUT: IRA Accounts TRANSFER IRA TO GOLD: Gold IRA Account TRANSFER IRA TO SILVER: Silver IRA Account REVEALED: Best Gold Backed IRA How to Invest Using Self-Directed IRA Investing for retirement is a crucial aspect of financial planning, and many individuals rely on Individual Retirement Accounts (IRAs) to help build their nest eggs. While traditional IRAs limit investment options to a selection of stocks, bonds, and mutual funds, self-directed IRAs offer an opportunity for more diverse and independent investment choices. With a self-directed IRA, investors have the ability to choose from a wide range of alternative assets such as real est

Required Minimum Distribution Strategy || RMD without selling STOCK or Investments || IRA Withdrawal In this video I want to discuss a Required Minimum Distribution strategy where you as the investor don't have to sell any stocks or Investments in order to satisfy your Required Minimum Distribution requirement. If you are over the age of 72, a big part of your retirement planning or financial planning is your required minimum distribution. Your required minimum distribution is defined as, "Required minimum distributions are amounts that U.S. tax law requires one to withdraw annually from traditional IRAs." The problem comes in when you don't want to sell the stock or mutual fund inside of your IRA to satisfy your required minimum distribution requirement. That is where this IRA strategy comes into play. Watch this video to learn a required minimum distribution strategy where you don't have to sell stocks or investments. Click Here to Subscribe: