(Ep. 213) Where to Keep Your Money in 2023: A Guide for Student Loan Borrowers

For many student loan borrowers, saving money can be daunting. Knowing how to save and where to put your hard-earned money can be a difficult decision to make. Student Loan Advisors Dan Rooker, CFP®, CSLP®, and Ben Lacomis, CSLP®, are here to help you make the best financial decisions. Here’s a sneak peek into savings rates, updated savings and contribution rates for retirement accounts, and other common savings buckets to watch for, as well as examples of where you could save in 2023. In today’s #StudentLoanPlanner episode, you'll find out: ✅ The average savings rate in 2020 and why it was so high ✅ What Dan and Ben are looking forward to next year ✅ How Dan is approaching travel in 2023 ✅ Ben’s focus on financial planning and growth in 2023 ✅ How to calculate your savings rate with student loan debt ✅ About the net worth calculator in our Student Loan Calculator spreadsheet ✅ The best place to put your money in 2023 ✅ Savings caps for retirement, health-related savings, and education savings ✅ 401(k), 403(b) and 457 plan maximums for next year ✅ What is a health savings account (HSA) ✅ HSA savings caps for next year ✅ Why HSAs are the Holy Grail of investment accounts ✅ How the Secure 2.0 Act can help employees save for retirement ✅ How income-driven repayment (IDR) plans can improve your net worth ✅ When to recertify your income if you’re on an IDR plan ✅ Why borrowers with Direct Loans can hold off on recertifying for now 📩 Subscribe to our email list: ➡️ Check out our refinancing bonuses we negotiated: ➡️ Book your custom student loan plan: ➡️ Follow us on: 📲 Facebook: 📲 Twitter: 📲 Instagram: 📲 LinkedIn: Legal: Student Loan Planner is a financial coaching company and does not claim to provide financial advice on investment products. Refinancing federal loans causes the borrower to lose access to income-based repayment plans as well as the PSLF program. We may earn compensation from advertising partners when you click on links on our site. Student Loan Planner is not a debt settlement or debt relief company. We do not provide tax or legal advice. #StudentLoans #StudentLoanNews #StudentDebt...(read more)

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https://inflationprotection.org/ep-213-where-to-keep-your-money-in-2023-a-guide-for-student-loan-borrowers/?feed_id=61223&_unique_id=63c621b4560b6 #Inflation #Retirement #GoldIRA #Wealth #Investing #debtfreejourney #PSLF #PublicServiceLoanForgivness #RefiStudentLoans #StudentDebt #StudentDebtCrisis #StudentLoanCrisis #studentloanforgiveness #StudentLoanPlanner #StudentLoanRefinance #StudentLoanServicing #StudentLoanTips #studentloans #TraditionalIRA #debtfreejourney #PSLF #PublicServiceLoanForgivness #RefiStudentLoans #StudentDebt #StudentDebtCrisis #StudentLoanCrisis #studentloanforgiveness #StudentLoanPlanner #StudentLoanRefinance #StudentLoanServicing #StudentLoanTips #studentloans

"Is Birch Gold Group a Reliable Choice for Your 2023 Gold IRA Investments?" - A Quick Review #shorts

In this Birch Gold Group review video, I go over what makes this Gold IRA company unique, the pros and cons, their fees, minimums, and much more. Get their free guide here: 👉 FREE Resources: ➜ Gold IRA Company Reviews: Birch Gold Group boasts high ratings from consumer advocate groups. With an A-plus rating from the Better Business Bureau, a triple-A rating from the Business Consumer Alliance, and high marks from Trust Link, Trustpilot, and Google Business, Birch Gold is a top choice to trust your hard-earned retirement savings. Birch Gold Group’s low initial investment minimum is another edge it has over its competitors whose minimums can range from $25,000 to $50,000. A beginning $10,000 minimum investment is all that is required to start a GOLD IRA with Birch which is advantageous for first-time investors. Spanning nearly two decades, Birch Gold Group’s mission and philosophy focus on a commitment to understanding your needs and finding the right fit for you. Their

New York Times Company Continues to Add Online Subscribers at a Steady Clip

Business News by Timothy Sumer - The company’s first quarter results showed total paid subscriptions reaching 4.5 million. Online ad revenue rose 19 percent, to $55 million, thanks, in part, to “The Daily” podcast. from NYT > Business https://nyti.ms/304QC2w via Timothy Sumer

Should I Rollover My 401k to an IRA? YES! #shorts #retirement #financialfreedom

Should I Rollover My 401k to an IRA? YES! #shorts #retirement #financialfreedom Should I Rollover My 401k to anIRA 🤔 || 401k to IRA Rollover Pro's & Con's In this video, I want to talk about rolling over your 401k to an IRA Rollover and if that makes sense for your retirement planning . I want to look at the pro's to rolling over a 401k and also the con's to rolling over a 401k. When you should rollover your 401k to an IRA and when you should NOT rollover your 401k to an IRA. Let's talk about when you should NOT rollover your 401k to an IRA: 1. You are still working and are under the age of 59.5 2. You are 55 and considering retirement (Rule 55) 3. Increased creditor protection in a 401k 4. 401k's offer loans--IRA's do not offer loans Why you SHOULD rollover your 401k to an IRA 1. More investment choices in IRA over 401k 2. Lower investment fees 3. Convert IRA to Roth IRA (Roth IRA Conversion) 4. Consolidation from multiple 401k'

Timothy Sumer

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