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Social Security Disability (SSD) is a program designed to provide financial assistance to individuals who are unable to work due to a disability. If you qualify for SSD, you may be able to receive back pay, which is a lump sum payment of the amount owed to you from the date you became disabled to when you were approved for benefits. There are two types of SSD back pay: retroactive and past-due benefits. In this article, we will discuss these two types of back pay and how to get all of yours. 1. Retroactive Benefits: Retroactive benefits refer to payments for the period of time before your application was approved. This period goes back up to 12 months from the date of your application. For example, if you applied for SSD on January 1, 2020, and were approved on July 1, 2020, you would be eligible for retroactive benefits for the period from January 1, 2020, to June 30, 2020. In general, the Social Security Administration (SSA) will pay out retroactive benefits in one lump sum payment. 2. Past-Due Benefits: Past-due benefits are payments for the time period between your application approval date and when the SSA first determined that you were disabled. This can go back to the date you first became disabled, which could be several years ago. Because this period can be longer than one year, past-due benefits can be significant, and the SSA may pay them out in installments. Now that you understand the types of back pay available, it is crucial to know how to get all of yours. 1. Work with an Experienced Social Security Attorney: Social Security attorneys can help you navigate the complex process of applying for SSD and back pay. They can offer guidance on what information and documentation are needed to prove your disability and advocate on your behalf if your claim is denied. 2. Appeal a Denied Claim: If your initial SSD application is denied, it's essential to know that you have the right to appeal the decision. Appealing can result in the SSA reconsidering your case and awarding you the back pay you deserve. 3. Keep Detailed Records: It's essential to keep detailed records of all medical treatments, doctor's appointments, and therapies relating to your disability. This documentation can help prove your disability and help you get all the back pay you are entitled to. In conclusion, SSD back pay can provide much-needed financial support to those unable to work due to a disability. Retroactive and past-due benefits are the two types of SSD back pay, and to ensure you receive all that you are entitled to, it's essential to work with an experienced social security disability attorney, appeal a denied claim if necessary, and keep detailed records of all medical treatments and appointments. https://inflationprotection.org/obtaining-both-types-of-social-security-disability-back-pay-a-comprehensive-guide/?feed_id=89237&_unique_id=643f7e628353b #Inflation #Retirement #GoldIRA #Wealth #Investing #Applyfordisability #disability #disabilitybenefits #disabilityincome #howtoqualifyfordisability #qualifyingfordisability #SocialSecurityDisabilityBenefits #SpousalIRA #Applyfordisability #disability #disabilitybenefits #disabilityincome #howtoqualifyfordisability #qualifyingfordisability #SocialSecurityDisabilityBenefits
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