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The Treasury's Best Kept Secrets About I Bonds Tips


Want Next Level I bond tips like how to avoid the 3 month interest penalty, how to buy MORE than $15k in I-bonds each year, and how to buy I bonds WITHOUT dealing with Treasury Direct? You'll find all that and more in this video! Buy I-Bonds at Yotta Bank Add me on Instagram: @jay.fairbrother 💰 INVEST WHERE I INVEST - M1 FINANCE💰 : Manage Your Budget and Investments with Personal Capital: HELP SUPPORT THE CHANNEL AND GET PERKS: YouTube Membership - Patreon - OTHER VIDEOS TO WATCH: ✅ I Bonds Explained ✅ 4 I Bond Strategies You Need To Know ✅ I Bonds vs High Yield Savings Account My Favorite Personal Finance Books: - Connect with Me On My Socials - Instagram: Facebook: Twitter: /// HOW I MAKE MY VIDEOS \ My ENTIRE Camera & Recording Equipment: Music In My Videos From Epidemic Sound: - For business or one on one consulting inquiries, please email me at jayfairbrotherofficial@gmail.com *Some of the links and other products that appear on this video are from companies which I will earn an affiliate commission or referral bonus. I am part of an affiliate network and receive compensation for sending traffic to partner sites at no cost to you...However this DOES NOT impact my opinions and comparisons. Thanks for your support! Some of the offers mentioned and information conveyed in this video may change after the posting date. The content in this video is accurate as of the posting date. None of the content in this or any of my videos is meant to be construed as investment advice. It is for entertainment purposes only. Please research and carefully consider the risks of any potential investment before taking action. Only YOU can decide the best actions for your money! #ibonds #ibond #savings...(read more)



LEARN MORE ABOUT: Treasury Inflation Protected Securities
REVEALED: Best Investment During Inflation
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HOW TO INVEST IN SILVER: Silver IRA Investing
I Bonds, also known as inflation-indexed savings bonds, are a popular choice for many investors looking to protect their savings from the effects of inflation. These bonds are offered by the United States Treasury and provide a guaranteed return on investment, making them a safe and reliable choice. However, there are a few tips the Treasury may not want you to know about I Bonds that can help you maximize your savings. 1. Buy I Bonds Directly From the Treasury Many financial institutions and brokerage firms offer I Bonds for purchase, but they often charge fees and commissions that can cut into your returns. Instead, consider buying I Bonds directly from the Treasury through their website, TreasuryDirect.gov. This will allow you to avoid any unnecessary fees and maximize your returns. 2. Invest the Maximum Amount The Treasury sets a yearly limit on how much you can invest in I Bonds, currently set at $10,000 per person. However, many investors are not aware that there is also a limit on how much you can purchase with your tax refund. By using your tax refund, you can invest up to an additional $5,000 in I Bonds each year, for a total investment of $15,000. This can help you maximize your investments and earn even more interest. 3. Consider Series I Bonds Over Series EE Bonds While both Series I and Series EE Bonds offer a fixed interest rate, Series I Bonds also offer an inflation-adjusted rate that can provide higher returns in the long run. The inflation adjustment is calculated twice a year, based on changes in the Consumer Price Index (CPI), which measures the price changes of goods and services in the economy. This can help protect your savings from the effects of inflation over time and provide a better return on investment. 4. Hold I Bonds for at Least Five Years While I Bonds can be redeemed at any time after 12 months, it's important to hold them for at least five years to avoid any penalties. If you cash in your I Bonds before five years, you will lose the last three months of interest earned. By waiting the full five years, you will earn the maximum amount of interest and avoid any penalties. In conclusion, while I Bonds can be a safe and reliable investment choice, there are a few tips and tricks you can use to maximize your returns. By buying directly from the Treasury, investing the maximum amount, choosing Series I Bonds over Series EE Bonds, and holding your investment for at least five years, you can increase your savings and protect them from the effects of inflation. https://inflationprotection.org/the-treasurys-best-kept-secrets-about-i-bonds-tips/?feed_id=91715&_unique_id=64497945669e3 #Inflation #Retirement #GoldIRA #Wealth #Investing #emergencyfund #howtobuyibonds #Ibondemergencyfund #ibondtips #ibonds #ibondsexplained #ibondsforkids #ibondsinterestrate #ibondsvstips #ibond #ibondinterestrate #ibondsavingsaccount #ibondslimit #ibondstax #Ibondstreasurydirect #ibondsvseebonds #ibondsvstips #inflation #jayfairbrother #SeriesIBond #seriesibonds #treasurydirect #yotta #yottabank #yottaibonds #yottaibondsbucket #yottasavings #TIPSBonds #emergencyfund #howtobuyibonds #Ibondemergencyfund #ibondtips #ibonds #ibondsexplained #ibondsforkids #ibondsinterestrate #ibondsvstips #ibond #ibondinterestrate #ibondsavingsaccount #ibondslimit #ibondstax #Ibondstreasurydirect #ibondsvseebonds #ibondsvstips #inflation #jayfairbrother #SeriesIBond #seriesibonds #treasurydirect #yotta #yottabank #yottaibonds #yottaibondsbucket #yottasavings

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