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Was it right to provide the banks with a bailout due to their risky loans?


Peter Schiff on Fox Business with John Stossel 2/5/2015 Sign up for my free newsletter: Buy my newest book at Friend me on Follow me on ...(read more)



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In 2008, the world was hit by one of the worst financial crises in living memory. The crisis started in the United States and quickly spread to other parts of the globe. The collapse of Lehman Brothers, a major investment bank, and the subsequent freezing of credit markets caused panic across the financial world. Governments around the world were forced to step in with emergency measures in an attempt to stabilize their economies. One of the key measures that many governments took was to bail out banks that had made risky loans. This led to a debate about whether such bailouts were justified. On one hand, some argued that bailing out banks was the right thing to do. The collapse of large banks would have led to a domino effect, with many smaller banks and businesses going bust. This would have caused massive unemployment and a further contraction of the economy. Furthermore, the bailouts prevented a major collapse of the financial system, which would have had dire consequences for the average person on the street. In short, the bailouts prevented a far more severe economic crisis. On the other hand, many people were critical of the bailouts. They argued that it was unfair to use taxpayer money to rescue banks that had made bad decisions. In their view, the banks had taken on too much risk and were responsible for their own problems. Rather than bailing them out, the argument went, the banks should have been allowed to face the consequences of their actions. This would have sent a strong message to other banks and financial institutions that they needed to behave more responsibly in the future. Ultimately, it is difficult to say with certainty whether the bailouts were the right thing to do. Both sides of the argument have valid points. On balance, however, it seems that the decision to bail out the banks was the best course of action given the circumstances. While it is true that the banks made bad decisions, the broader consequences of allowing them to fail would have been catastrophic. The bailouts helped to prevent a far worse economic crisis and kept the banking system afloat. However, it is important to note that the bailouts should not be seen as a ringing endorsement of the banks' behavior. Rather, they should be viewed as a last resort that was necessary to prevent further harm to the economy. In the aftermath of the crisis, steps were taken to regulate banks more closely and prevent them from taking on excessive risk. This should help to prevent a similar crisis from happening in the future. In conclusion, while the decision to bail out the banks was controversial, it was ultimately the right thing to do. It prevented a far worse economic crisis and kept the financial system functioning. However, it is important to learn the lessons of the crisis and take steps to prevent similar problems from arising in the future. https://inflationprotection.org/was-it-right-to-provide-the-banks-with-a-bailout-due-to-their-risky-loans/?feed_id=89965&_unique_id=64427d20cfd8f #Inflation #Retirement #GoldIRA #Wealth #Investing #bailout #BankIndustry #Bush #t.a.r.p. #tarp #BankFailures #bailout #BankIndustry #Bush #t.a.r.p. #tarp

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