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What is the Level of Stability of Canada's Pension Plan (CPP) and Old Age Security (OAS)?


Can you actually count on Canada Pension Plan and Old Age Security to be there and to last throughout your retirement? In this video, we breakdown the good news and the bad news regarding these critical Canadian retirement benefits. Business Inquiries: info@wellbuiltwealth.ca Well Built Wealth: Links: CPP website: National Debt Clock: OAS Facts: DISCLAIMER: All videos on this channel (including this one) are for educational or entertainment purposes only. They are not (and are not intended to be) financial, investment or legal advice. It is our firm position that everyone has a unique situation and should seek professional advice on how best to navigate it. Rhys Martell is a Chartered Investment Manager (CIM), a Fellow of the Canadian Securities Industry (FCSI), a Qualified Associate Financial Planner (QAFP) and more. However, he is not registered to provide investment advice and, therefore, does not provide specific investment recommendations. Those looking for specific investment advice should seek out a registered professional....(read more)



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Canada Pension Plan (CPP) and Old Age Security (OAS) are two of the most important benefits provided by the Canadian government to its citizens. Both benefits are designed to assist Canadians financially in their retirement years. While these benefits have been around for decades, many people are still uncertain about their stability. The Canada Pension Plan (CPP) is a federal program that provides eligible Canadians with retirement, disability, and survivor benefits. The plan is funded by contributions from both employees and employers, as well as the self-employed. CPP benefits are based on your contributions to the plan throughout your working life, and the amount you receive is determined by a formula that takes into account your average earnings, your CPP contributions, and your years of participation in the plan. The good news is that the CPP is a very stable retirement system. The federal government has implemented measures over the years to ensure the plan is sustainable for the long term. For example, the government has increased the age at which Canadians can access CPP benefits from 65 to 67, which will help to reduce the financial strain on the plan. Additionally, the government has introduced new measures to increase the amount of money that Canadians contribute to the plan, which will help to keep it well-funded for future generations. Old Age Security (OAS) is a federal program that provides financial support to Canadians who are 65 or older. The program is funded by general tax revenues and is intended to help seniors who have little or no income in retirement. Unlike the CPP, OAS benefits are not based on your contributions to the program. The stability of the OAS program is often a topic of concern among Canadians. However, the federal government has taken steps to ensure that the program remains sustainable. For example, the government has increased the age at which Canadians can access OAS benefits from 65 to 67, which will help to reduce the financial burden on the program. Additionally, the government has introduced new measures to monitor the eligibility of OAS recipients, which will help to reduce fraudulent claims. In conclusion, both the Canada Pension Plan (CPP) and Old Age Security (OAS) are very stable retirement systems. While there may be some concerns about the long-term viability of these programs, the federal government has taken steps to ensure their sustainability for future generations. Canadians can rest assured that these retirement benefits will be there for them when they need them most. https://inflationprotection.org/what-is-the-level-of-stability-of-canadas-pension-plan-cpp-and-old-age-security-oas/?feed_id=86521&_unique_id=643488f72fe50 #Inflation #Retirement #GoldIRA #Wealth #Investing #canada #canadapensionplan #canadian #cpp #EarlyRetirement #Finance #financial #financialeducation #FinancialIndependence #howtoavoidtax #income #invest #investing #investment #Investments #martel #OAS #OldAgeSecurity #personalfinance #Planning #Reece #reese #retire #Retirement #retirementplanning #tax #taxes #wellbuiltwealth #wellbuiltwealth #QualifiedRetirementPlan #canada #canadapensionplan #canadian #cpp #EarlyRetirement #Finance #financial #financialeducation #FinancialIndependence #howtoavoidtax #income #invest #investing #investment #Investments #martel #OAS #OldAgeSecurity #personalfinance #Planning #Reece #reese #retire #Retirement #retirementplanning #tax #taxes #wellbuiltwealth #wellbuiltwealth

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