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As you approach retirement, it’s important to start thinking about your Social Security benefits. While many people may assume that they’re stuck with whatever figure their Social Security statement gives them, that’s actually not the case. In chapter 10 of the book “Retirement Secrets: How to Retire Happy, Wild, and Free,” author Ernie J. Zelinski lays out a few easy ways to increase your Social Security benefit. One way is to delay taking Social Security until you’re older. Your monthly benefit increases by a certain percentage for each year you wait to claim it beyond your full retirement age, up until age 70. For example, if you were born in 1955 and you waited to claim Social Security benefits until age 70, your monthly benefit could be up to 76% higher than if you claimed at age 62. Another option is to work for longer. Social Security benefits are based on your average earnings over your lifetime, so the more you make, the higher your benefit will be. Working longer can also help you delay taking Social Security and increase your monthly benefit. Additionally, it’s important to keep tabs on your earnings record. Social Security benefits are calculated based on your record of earnings over your lifetime, so make sure that your earnings history is accurate. If there are any errors, you could be missing out on valuable Social Security benefits. Finally, consider working with a financial planner who can help you maximize your Social Security benefits. A good financial planner will evaluate your retirement goals and work with you to create a plan that takes your Social Security benefits into account. In conclusion, increasing your Social Security benefit is easier than you might think. By delaying claiming Social Security, working longer, checking your earnings record, and working with a financial planner, you can boost your monthly benefit and enjoy a more comfortable and secure retirement. https://inflationprotection.org/chapter-10-effortlessly-boost-your-social-security-benefit/?feed_id=93633&_unique_id=6451519971f62 #Inflation #Retirement #GoldIRA #Wealth #Investing #401k #403b #529s #annuities #daveramsey #DebtFree #estateplanning #etfs #financial #FinancialPlanning #insurance #investing #Investments #ira #lifeinsurance #Medicare #passiveincome #plan #Planning #Retirement #retirementplanning #ROTH #rothconversions #RothIRA #savings #security #shouldIdoatrust #Social #socialsecurity #stockmarket #tax #Thrift #trusts #tsp #whencanItakesocialsecurity #wills #SpousalIRA #401k #403b #529s #annuities #daveramsey #DebtFree #estateplanning #etfs #financial #FinancialPlanning #insurance #investing #Investments #ira #lifeinsurance #Medicare #passiveincome #plan #Planning #Retirement #retirementplanning #ROTH #rothconversions #RothIRA #savings #security #shouldIdoatrust #Social #socialsecurity #stockmarket #tax #Thrift #trusts #tsp #whencanItakesocialsecurity #wills
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