어제 영상에 이어서 오늘은 M1 Finance 를 통해 Roth IRA 만드는 과정과 제가 어떠한 펀드들로 구성을 했는지에 대한 영상입니다. Roth IRA 에 대한 전반적인 설명은 바로 전 영상을 참고해주시면 됩니다. 딱 세가지 펀드를 통해서 전세계 기업들이 나를 위해 일해주는 시스템, 수수료도 엄청 저렴하기에 Roth IRA를 통해서 복리효과를 최대한 누릴 수 있지 않을까 기대하고 있습니다. 00:19 M1 Finance 로 Roth IRA 만드는 방법 01:05 제가 Roth IRA 에 넣은 세가지 종목들 02:24 M1 Finance 안에서 은퇴계좌에 투자하기 03:54 앞서 세가지 종목들 TOP 10 Holdings & 브리핑 05:56 앞으로 계획/목표 Roth IRA 가입이 필요하시면 밑에 링크를 통해 가입하셔도 됩니다. [M1 Finance] - When you sign up and fund your M1 account, you'll get $10 to invest! #RothIRA #로스IRA #미국은퇴 #은퇴계좌 #세금혜택 #M1Finance...(read more)
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Creating a Roth IRA through M1 Finance: A Step-by-Step Guide and Stock Recommendations! Investing for retirement has never been easier with the advent of online investment platforms. One such platform that has gained popularity among investors is M1 Finance. Known for its user-friendly interface and low fees, M1 Finance offers a convenient way to create a Roth IRA and start building a retirement nest egg. In this article, we will guide you through the process of setting up a Roth IRA on M1 Finance and even provide some stock recommendations to help you get started. Step 1: Signing up for M1 Finance The first step towards creating a Roth IRA on M1 Finance is signing up for an account. Visit the M1 Finance website or download the mobile app and click on the sign-up button. Provide the required information, including your name, email address, and password, to create your account. M1 Finance will also ask you questions about your investment goals, risk tolerance, and time horizon to better customize your investment strategy. Step 2: Funding your account Once your account is set up, it's time to fund it. M1 Finance offers a variety of funding options, including electronic transfers, rollovers from other retirement accounts, or contributions by check. Choose the option that suits you best and follow the instructions provided to transfer funds into your M1 Finance account. Step 3: Creating a Roth IRA After your account is funded, it's time to create a Roth IRA within M1 Finance. Select the "Roth IRA" option from the account type selection menu and follow the prompts. You will be asked to provide some additional information, such as your Social Security number, employment details, and beneficiary designation. Once you have completed these steps, your Roth IRA will be successfully set up. Step 4: Selecting investments Now that your Roth IRA is ready, it's time to decide on your investment allocations. M1 Finance operates on a pie-based investment model, where you allocate a percentage of your portfolio to various stocks and ETFs. M1 Finance offers pre-built portfolios called "Expert Pies" or you can create a custom pie based on your preferences. These pies consist of different slices, each representing a specific stock or ETF. You can choose from a wide range of securities offered by M1 Finance. Investment recommendations for Roth IRA on M1 Finance: 1. Total Stock Market Index Fund: This fund aims to replicate the performance of the entire U.S. stock market, providing broad exposure to large, mid, and small-cap stocks across various sectors. 2. S&P 500 Index Fund: Considered a benchmark for the U.S. stock market, this fund tracks the performance of the 500 largest publicly traded companies in the U.S., representing a diverse range of industries. 3. Dividend Aristocrats: This ETF invests in companies that have consistently increased their dividends for at least 25 consecutive years. It offers both dividend income and the potential for capital appreciation. 4. Technology Sector ETF: Technology continues to be a major growth driver in the market. Investing in a technology sector ETF allows you to participate in this ongoing growth and innovation. 5. Bonds: Allocating a portion of your portfolio to bonds can help mitigate risk and provide stability, particularly as you approach retirement. Consider bond funds that offer diversification across different types of bonds. Remember, these are just a few investment suggestions. It's important to do your own research and consider your individual investment goals and risk tolerance before making any investment decisions. Step 5: Automate your investments One of the key features of M1 Finance is its ability to automate your investments. Set up a recurring deposit to your Roth IRA, and M1 Finance will automatically invest the funds according to your predetermined allocation percentages. This feature allows you to stay on track with your retirement savings without having to actively manage your portfolio. In conclusion, creating a Roth IRA through M1 Finance is a straightforward process that can be completed in just a few steps. With its user-friendly platform and diverse investment options, M1 Finance provides a great opportunity to build a retirement portfolio. By selecting a mix of stocks and ETFs aligned with your investment goals, you can set yourself up for a financially secure future. Don't forget to regularly review and rebalance your portfolio based on changing market conditions and your evolving needs. Happy investing! https://inflationprotection.org/process-of-creating-a-roth-ira-and-revealing-stocks-on-m1-finance/?feed_id=126162&_unique_id=64d55b429d736 #Inflation #Retirement #GoldIRA #Wealth #Investing #m1finance #RothIRA #미국은퇴 #세금혜택 #은퇴플랜 #SpousalIRA #m1finance #RothIRA #미국은퇴 #세금혜택 #은퇴플랜
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