Timothy Sumer

Did you know you can become a millionaire with Thrift Savings Plan (TSP)? In this video, you’ll learn about the individual TSP funds and TSP Lifecycle Funds. Which TSP Funds are the right ones for you? What do you know about the G, F, C, S, and I Funds? I have been investing in… oh wait you’ll have to watch the video to find that out. 👨‍🏫 1:1 Financial Coaching 👩‍🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡️ Introductory Forum: 📧 Email: hello@firepsychat.com 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡️ 📷 Additional FIRE Videos 📷 Backdoor Roth IRA - Fat FIRE Roadmaps - Create Generational Wealth - How I save 60% of My Income - 🎵 Music and Sound Effects Provided by Epidemic Sound 🎵 ⏰ Table of Contents ⏰ 0:00 Introduction 0:21 Thrift Savings Plan 2:57 TSP Individual Funds 5:56 TSP Lifecycle Funds 6:23 Which TSP Funds am I investing? 8:10 TSP Hypothetical Growth 9:10 My mistak

With the TSP Mutual Fund Windo, there are over 5000 funds you can choose from. But why would you choose to use it? There are several pros and cons. And that's what we're going to look at in today's video. If you need help managing your TSP... Managing your finances for your retirement... And you’ve got $400,000 or more already saved... Then please reach out to us at You can click "talk to an advisor." Or simply give us a call on the number on your screen. Make sure you leave a message so we can call you back The information provided is not intended as tax or legal advice. Figures shown are for illustrative purposes only furthermore, the information nor the illustrations provided may not be used to avoid any tax penalties. This content represents the general views of Christy Capital Management and should not be regarded as personalized investment advice Nothing herein is intended to be a recommendation. The opinions expressed are subject to

The world of finance has a number of “four-letter words” that people consider dirty. Among them: Debt Loss Risk Loan But here we want to focus on another word—a longer word—used in financial planning that some people regard as especially bad. It’s the word “annuity.” Why do so many feel this way? And should they? Are annuities a bad idea? Or, are they a smart, conservative option for some people? Annuities Defined One definition of annuity is “a payment for the rest of your life.” Some federal employees, when talking about their pensions, will say, “I have an annuity.” Another definition of annuity could be “a bucket of assets that you have set aside in a conservative manner.” This would be an accumulation of assets that aren’t at any risk of loss due to stock market exposure. Here, we're going to be talking about that second kind—not the “income for the rest of your life” type of an annuity that federal employees have. Usually, people that have a pension, an

A family recently came to see us with a retirement plan that was failing. We took a look at what happened, and despite them being a TSP millionaire we found some serious mistakes in their retirement plan . These mistakes unfortunately cost them about $1 million dollars collectively in their Thrift Savings Plan (TSP) and other investments. Thiago Glieger discusses exactly what these mistakes were, and how federal employees can avoid making them too. Plus, at the end, he discusses how they may have been able to see it coming all along. ►►Sign up for our FREE newsletter as mentioned ►► Other videos mentioned: [BUCKET STRATEGY VIDEO] [MASSIVE CHANGES TO RMD] [SECURE ACT 2.0 LAW CHANGES] [THE TRUTH ABOUT INFLATION] 0:00 Retirement scenario 1:12 Identifying first mistake 2:30 What they should have done instead 3:02 Issues with their distributions 5:17 Even more mistakes 7:39 Prevention 8:07 What-if planning 8:23 Even more information ---------------------------------

Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other matters. RBI is not a broker-dealer, investment advisory firm, insurance company, or agency and does not provide investment or insurance-related advice or recommendations. Brandon Christy, President of RBI, is also president of Christy Capital Management, Inc. (CCM), a registered investment

In this video, we discuss the advantages and disadvantages of the Thrift Savings Plan (TSP) Mutual Fund Window. Do you have questions or concerns about the Thrift Savings Plan, Federal Benefits, or Retirement Planning? 🗓️ Schedule a free consultation at: ⚡️ Stay Connected: Website - Facebook - Instagram - LinkedIn - Who Are We: Fedway Financial provides financial planning, investment management, and benefits training to federal employees and retirees. Our goal is to help you understand and maximize your federal benefits program, and make prudent and informed decisions related to every facet of your financial life. #fedwayfinancial #themoneybriefing #thriftsavingsplan 🎵 Music provided by LAKEY INSPIRED – Chill Day Disclaimer: All content on this site is for general information purposes only and is not intended to provide any personalized financial advice.... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Infla

Top 3 reasons some FERS employees should use the Thrift Savings Plan (TSP) Lifecycle Funds FinEd for Feds is dedicated to providing financial planning education that is relevant for U.S. Federal Government Employees. Federal Employee benefits are complicated yet extremely valuable. Our goal is to make your benefits easier to understand and explain how they integrate with other aspects of your financial life. Ultimately, we want you to be educated during your working years and to feel confident and empowered to retire comfortably from federal service. Discovery Wealth Planning LLC is a Registered Investment Advisor. We are fee-only, which means we do not sell products for a commission. We are also a fiduciary and we put client interests first 100% of the time. We offer one-time and ongoing financial planning engagements with a CERTIFIED FINANCIAL PLANNER™ for U.S. Feds. To learn more, please visit This channel is purely educational and should not be considered as financial,

Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other matters. RBI is not a broker-dealer, investment advisory firm, insurance company, or agency and does not provide investment or insurance-related advice or recommendations. Brandon Christy, President of RBI, is also president of Christy Capital Management, Inc. (CCM), a registered investment

You ever wonder how much you will have to take from TSP when you hit age 72? Here is a quick video that puts dollar amounts and percentages to Required Minimum Distributions so you can get an accurate picture of your RMDs from IRAs and retirement plans. If you need help with your retirement planning and would like to schedule an introductory call you can do so here. My website ... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing RMDs from Thrift Savings Plan: Everything You Need to Know As retirement approaches, individuals are often faced with a multitude of financial decisions. One critical aspect to consider is how to effectively manage funds saved in their retirement accounts. The Thrift Savings Plan (TSP) is a government-sponsored retirement savings and investment plan available for federal employees and members

Thoughts to consider BEFORE taking a loan from your Thrift Savings Plan (TSP) account FinEd for Feds is dedicated to providing financial planning education that is relevant for U.S. Federal Government Employees. Federal Employee benefits are complicated yet extremely valuable. Our goal is to make your benefits easier to understand and explain how they integrate with other aspects of your financial life. Ultimately, we want you to be educated during your working years and to feel confident and empowered to retire comfortably from federal service. Discovery Wealth Planning LLC is a Registered Investment Advisor. We are fee-only, which means we do not sell products for a commission. We are also a fiduciary and we put client interests first 100% of the time. We offer one-time and ongoing financial planning engagements with a CERTIFIED FINANCIAL PLANNER™ for U.S. Feds. To learn more, please visit This channel is purely educational and should not be considered as financial, legal

What is the best Thrift Savings Plan (TSP) Fund? FinEd for Feds is dedicated to providing financial planning education that is relevant for U.S. Federal Government Employees. Federal Employee benefits are complicated yet extremely valuable. Our goal is to make your benefits easier to understand and explain how they integrate with other aspects of your financial life. Ultimately, we want you to be educated during your working years and to feel confident and empowered to retire comfortably from federal service. Discovery Wealth Planning LLC is a Registered Investment Advisor. We are fee-only, which means we do not sell products for a commission. We are also a fiduciary and we put client interests first 100% of the time. We offer one-time and ongoing financial planning engagements with a CERTIFIED FINANCIAL PLANNER™ for U.S. Feds. To learn more, please visit This channel is purely educational and should not be considered as financial, legal or tax advice. Discovery Wealth Pla

#rbi #TSPwithdrawals FERSretirement Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other matters. RBI is not a broker-dealer, investment advisory firm, insurance company, or agency and does not provide investment or insurance-related advice or recommendations. Brandon Christy, President of RBI, is also president of Christy Capital Management,

Federal employees have a lot of questions when it comes to the TSP annuity. This is different from the FERS annuity and it is important to understand how the TSP annuity works before making a decision to take the annuity.... ( read more ) LEARN MORE ABOUT: Thrift Savings Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Thrift Savings Plan (TSP) Annuity: A Secure Retirement Option Planning for retirement is a significant consideration for every individual, as it sets the stage for financial security during our golden years. One of the retirement options to consider in the United States is the Thrift Savings Plan (TSP) annuity. This annuity offers federal employees and uniformed service members a reliable and secure way to accumulate savings and create a steady stream of income upon retirement. Originally introduced by the Federal Employees’ Retirement System (FERS),

#rbi #fersretirement #survivorbenefits Before a federal employee retires, they need to determine how much money they will leave a surviving spouse in the event of the employee's death. There are 3 options for survivor annuity. Before making an option, consider your and your spouse's overall income needs in your retirement planning . Retirement Benefits Institute has trained thousands of federal employees as they make plans for federal retirement. For more information about your federal retirement benefits, go to our website at to get support. The information contained in this video should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circums