Timothy Sumer

On today's episode of the Do More With Your Money Show, True Potential Chief Executive, Daniel Harrison is joined by a panel of investment experts to answer your questions on inflation, investing, ISAs, pensions, and much more. 0:00 Your questions answered 2:03 Are July's positive markets a sign of a corner being turned? 3:13 Is inflation finally coming down? 10:40 What is the reality of the UK economy growing? 12:13 Is there actually a "crisis" in the cost of living? 16:17 At what point in life do you need a financial adviser? 18:47 How often should I log in to the True Potential app? 21:21 How quickly do valuations update on the True Potential app? 23:21 Is it better to be in an ISA or Pension? 27:38 Will Truss or Sunak be best for the UK economy? 36:32 How can I consolidate my Pensions? 37:24 How long does an ISA transfer take? 38:22 How did China and Taiwan affect markets? 38:56 What are the panel's thoughts on ethical investing and ar

Parliament adopted a divisive pension bill Monday raising the retirement age in France from 62 to 64, after lawmakers in the lower chamber rejected two no-confidence votes against the government. #France #pension #reform 🔔 Subscribe to France 24 now: 🔴 LIVE - Watch FRANCE 24 English 24/7 here: 🌍 Read the latest International News and Top Stories: Like us on Facebook: Follow us on Twitter: Discover the news in pictures on Instagram: ... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The French government has survived two no-confidence votes over its controversial pension reform plans. The government's proposal would replace the country's current 42 separate pension schemes with a universal system that would factor in every citizen's entire working life, thereby doing away with the current syst

Annuity rates are rising, and will continue to do so, experts believe.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Pension annuity rates 'on the up' Pension annuity rates have been on the rise lately, bringing some welcome news to those with pension plans. Annuity rates determine how much income an individual can receive in exchange for their pension pot, and have been low for several years due to factors such as low interest rates and market uncertainty. However, recent market improvements have led to an increase in annuity rates. This can provide a greater level of financial security for retirees, allowing for a higher level of income in retirement. An annuity is a type of insurance product that guarantees a steady income for a specific period of time, usually for the rest of the individual's life.

On today's episode, we'll explore the difference between a Roth IRA and a traditional IRA. There seems to be a lot of confusion out there between these two very different retirement savings tools and we'll clear the big differences up today. Both IRAs and Roths have limits on the amount of money you can put away each year. The big difference between the two is when you'll pay taxes on that money. Join us today as we break down the essentials you need to know between these two retirement planning vehicles. Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ 0:00 - Roth vs. IRA 1:00 - Roth IRA 1:54 - Traditional IRA _______________________________ CONNECT 🤝 Facebook: Twitter: LinkedIn: _______________________________ CONTACT ☎ Website: Phone: (951) 652-1544 Email: info@ruggierifinancial.com Appointment: ... ( read more ) LEARN MORE ABOUT: IRA Accounts INVESTING IN A GOLD IRA: G

#Pension #TypesOfPension #KindsOfPension #PensionCalculation Types of Pension and Retirement of Govt Employees... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing Pension and Retirement for Government Employees Retiring from government service is a major milestone in one’s life. It marks the end of a successful career, and the beginning of a new life of leisure and relaxation. For government employees, retirement brings with it a number of benefits and entitlements. These include a pension, health insurance, and other benefits. Pension A pension is a regular payment made to a retired government employee. The amount of the pension depends on the employee’s years of service, salary, and other factors. Generally, the longer an employee has served in government, the higher their pension will be. There are two types o

Part 2 of the latest changes to Superannuation. Our SMSF guru Matt Richardson discusses the latest changes to transition to retirement pensions. Please Like the video, subscribe & share Green Taylor Partner, Horsham Victoria, Ph.: 03 5382 4761 Follow us on Facebook: Follow us on Twitter: ... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing The transition to retirement pensions is a process that many workers will go through as they approach retirement age. It is important to understand the changes that are happening and the implications that they have for your retirement savings. The transition to retirement pensions is a process that allows individuals to access their superannuation funds prior to retirement age. This allows individuals to reduce their working hours and supplement their income with their

For more coverage, visit the PBS NewsHour website: As more and mores states struggle to keep their pension promises, a new Pew study released Tuesday painted a stark picture of just how big the budget hole has become in some states. Jeffrey Brown discusses the pension gap with the Pew Center's Kil Huh and Northwestern University's Joshua Rauh.... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/pension-shortfalls-force-states-to-consider-benefit-cuts/?feed_id=65661&_unique_id=63d73a0d32678 #Inflation #Retirement #GoldIRA #Wealth #Investing #budget #Center #deficit #JoshuaRauh #KilHuh #northwestern #PBSNewsHour #pensions #pew #Research #states #Study #UnitedStates #university #PersRetirement #budget #Center #deficit #JoshuaRauh #KilHuh #northwestern #PBSNewsHour #pensi

Tim Bennett looks at how you can maximize your retirement savings.... ( read more ) LEARN MORE ABOUT: Retirement Annuities REVEALED: How To Invest During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/killik-explains-three-ways-to-boost-your-retirement-fund/?feed_id=65010&_unique_id=63d4a6bb33437 #Inflation #Retirement #GoldIRA #Wealth #Investing #boostsavings #FinancialPlanning #goals #lifetimesaving #pensions #Retirement #wealthmanagement #RetirementAnnuity #boostsavings #FinancialPlanning #goals #lifetimesaving #pensions #Retirement #wealthmanagement

AAF President Douglas Holtz-Eakin discusses investing for retirement, the future of pensions, and the state of the economy on Yahoo! Finance. Follow AAF Online Here: Facebook: Twitter: YouTube: ... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/retirement-pensions-the-economy-douglas-holtz-eakin-yahoo-finance/?feed_id=62077&_unique_id=63c96c4576d3d #Inflation #Retirement #GoldIRA #Wealth #Investing #aaf #americanactionforum #donaldtrump #douglasholtzeakin #economy #pension #pensions #Retirement #YahooFinance #yahoo #RetirementPension #aaf #americanactionforum #donaldtrump #douglasholtzeakin #economy #pension #pensions #Retirement #YahooFinance #yahoo

We have a problem; it's called the pension crisis. The situation is critical - The house is on fire and about to collapse. The clock is ticking. Unfortunately, currently available products do not provide satisfactory answers to the problem at hand. On the one hand, insurance products (annuities) provide security but they lack flexibility and upside potential. On the other hand, investment products (target date funds) provide flexibility but no security because of their lack of focus on generating minimum levels of replacement income in retirement. Academic research calls for more innovation and the launch of novel forms of retirement investment solutions, which can be regarded as “flexicure” retirement solutions since they combine the security of annuity products (which lack flexibility) and the flexibility of target date fund products (which lack security).... ( read more ) LEARN MORE ABOUT: Retirement Pension Plans REVEALED: Best Investment During Inflati

We don't always look forward to our next birthday, but there are some important ages that we need to pay attention to in retirement planning . There are certain age milestones that you should really focus on to your retirement planning progress. On this episode, we’ll look at the most important birthdays as you approach retirement and cover the exact things you should be checking off your to-do list at each age. Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ 0:00 - Intro 0:42 - Age 50 - Catch up contributions 2:37 - Age 55 - Early withdrawals from 401(k)s 3:43 - Age 59.5 - Normal access to 401(k)s 4:52 - Age 62 - Eligible for Social Security 5:55 - Age 65 - Access to Medicare 6:44 - Age 66/67 - Full retirement age 8:00 - Age 70 - Max age for Social Security 8:52 - Age 72 - Required Minimum Distributions _______________________________ CONNECT 🤝 Facebook: Twitter: LinkedIn: ________________________

Finally understand what the WEP & GPO are and how they can carve away at your Social Security benefits. Video Transcription: Hi everyone, Erik Bowman here. And today we are talking about the Windfall Elimination Provision and government pension offset, as it relates to social security filing. We’re talking about it so that you don't make a major social security filing mistake that could cost you thousands in social security income. The first thing that we need to understand is who do these rules apply to? They apply to participants in non-covered pensions, typically a federal state or local defined benefit pension. Participants in these types of non-covered pensions do not pay social security taxes while they're earning their wages, because of that Windfall Elimination Provision and government pension offset apply. The Windfall Elimination Provision is a reduction in your personal social security benefits. If you have qualified for social security benefits. Go

How can you power your pensions and retirement? Our expert panel provide the answers to your most asked questions on investing towards a richer retirement, including top tips on consolidating your Pensions and making your money more tax efficient. Plus, how to use an ISA effectively, our panel’s thoughts on the economy this year, and our personal highlights from another fantastic year at True Potential. 0:00 Is delaying retirement a good idea amid volatility? 4:18 When should I change investment risk category? 7:37 How many beneficiaries can you name in expression of wish? 10:19 Why should I name beneficiaries? 13:10 What is the benefit of consolidating Pensions? 17:10 How easy is it to consolidate Pensions? 18:58 Can I transfer my ISA into a Pension? 22:42 What's the easiest way to find lost Pensions? 24:44 What's the top tip for starting to invest? 27:21 What can we expect in the economy next year? 31:02 What is the highlight of the year at True Potential? Thanks

Join the newsletter: How should Social Security, annuities, pensions and other forms of guaranteed income affect our asset allocation during retirement. Some argue that we should treat them like bonds. They offer near guaranteed, stable income, and therefore, they should constitute part of our bond allocation. A better approach, in my opinion, is to simply reduce or annual income requirements be the amount of these guaranteed payments. Then base our asset allocation on any additional income we need to generate from our investments. I walk through both approaches in this video. Resources mentioned in video & some bonus resources Annuity Calculator: Personal Capital (Investment Tracking, retirement planning ): Kitces' article: Bengen article: Kitces' interview: Forbes article on valuing social security: Social Security Valuation Calculator: Investing Tools & Resources 📚 My Book (Retire Before Mom and Dad): 📈 Personal Capital (Investment

If you receive retirement benefits in the form of, pension or annuity payments from a qualified employer retirement plan , all or some portion of the amounts you receive may be taxable. This topic doesn't cover the taxation of social security and equivalent railroad retirement benefits. For information about tax on those benefits, refer to Topic 423 and, Are My Social Security or Railroad Retirement Tier I Benefits Taxable? On IRS website. The pension or annuity payments that you receive are fully taxable if, you have no investment in the contract, sometimes referred to as "cost" or "basis", due to any of the following situations. You didn't contribute anything or, aren't considered to have contributed anything for your pension or annuity. Your employer didn't withhold contributions from your salary, or, You received all of your contributions tax-free in prior years. If you contributed after-tax dollars to your pension or annuity, your pens

Your employees deserve the best retirement possible. Pensions, social security and other retirement income go a long way, but they’re unlikely to be enough to maintain the standard of retirement living your employees want. The CBIZ InR 457 Program can help your employees fill that retirement gap. ... ( read more ) LEARN MORE ABOUT: Retirement Planning REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/the-cbiz-inr-457-program/?feed_id=46649&_unique_id=638e3afb42560 #Inflation #Retirement #GoldIRA #Wealth #Investing #cbiz #CBIZInR457 #CBIZInR457Program #pensions #Retirement #retirementincome #RPS #socialsecurity #457Plan #cbiz #CBIZInR457 #CBIZInR457Program #pensions #Retirement #retirementincome #RPS #socialsecurity

Pension plans remain the most secure form of retirement, despite what you may have heard about 401(k)s or hybrid plans. For more information, visit protectpensions.org... ( read more ) LEARN MORE ABOUT: 401k Plans REVEALED: Best Investment During Inflation HOW TO INVEST IN GOLD: Gold IRA Investing HOW TO INVEST IN SILVER: Silver IRA Investing https://inflationprotection.org/pensions-vs-401ks-slow-and-steady-wins-the-race/?feed_id=43779&_unique_id=63831a2085daf #Inflation #Retirement #GoldIRA #Wealth #Investing #pension #pensions #Retirement #retirementplanning #401k #pension #pensions #Retirement #retirementplanning